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What's your favorite credit card company?

inetfree180
inetfree180 Posts: 4 Newbie
in Credit cards
Guys, what is your favorite credit card company? Why?
«1

Comments

  • CRISPIANNE3
    CRISPIANNE3 Posts: 1,478 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My favourite is BC. The reason I say that is they are very flexible and always lots and lots of ongoing promotional offers on the three cards I have with them.
  • AMG762
    AMG762 Posts: 478 Forumite
    I like barclaycard simplicity for the long term low interest rate.

    But I also like my creation cashback which is only used for fuel and food and paid in full each month. Nice to get some money back.

    Also the Halifax clarity is only used for purchases abroad which saves paying the commission charged for every transaction by barclaycard.

    Each card has its good and bad points. But the above 3 all all my favourites.
  • The_Boss
    The_Boss Posts: 5,875 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    MBNA for its generous limits, good repeat offers and SBT facility.
  • walesrob
    walesrob Posts: 1,150 Forumite
    None of them. Why? They are a business, they provide a service, and as a consumer, I pick the one that suits my needs.
  • The_Boss
    The_Boss Posts: 5,875 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    walesrob wrote: »
    None of them. Why? They are a business, they provide a service, and as a consumer, I pick the one that suits my needs.

    So which one is your favourite to exploit?
  • Hominu
    Hominu Posts: 1,671 Forumite
    Last year: AA. 0% on purchases and 1% cash back.
    This year: Aqua - 3% cash back.
    Next year: who knows.
  • CRISPIANNE3
    CRISPIANNE3 Posts: 1,478 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    walesrob wrote: »
    None of them. Why? They are a business, they provide a service, and as a consumer, I pick the one that suits my needs.

    What like Vanquis:rotfl:
  • Martinslovechild
    Martinslovechild Posts: 1,560 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    inetfree180 wrote: »
    Guys, what is your favorite credit card company? Why?
    Just wondering if you're American? It's the use of "guys" when referring to both male & female - and also the American spelling of the word "favourite" which makes me think that you might be.

    This is a British website and people's responses will therefore relate to British credit card products. I doubt very much that companies such as Wells Fargo and ScotiaBank will feature in the comments.

    Just wondering why you ask the question - as you've not published your reason(s) ??
    Mortgage Feb 2001 - £129,000
    Mortgage July 2007 - £0
    Original Mortgage Termination Date - Nov 2018
    Mortgage Interest saved - £63790.60
    ISA Profit since Jan 1st 2015 - 98.2% (updated 1 Dec 2020)
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    American Express is my preferable provider. Love the foursquare offers and rewards. The customer service and emergency replacement service is great. Also love the travel insurance, hotel status and lounge access on my Platinum card.
  • givememoney
    givememoney Posts: 1,240 Forumite
    Part of the Furniture 500 Posts I've been Money Tipped!
    Barclaycard, because I am too lazy to change, I do get a bit of cash back and I pay up in full every month anyway.

    To their credit they did reimburse me once when I ordered something from a company that went out of business.
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