Back from the brink of disaster....now to pay off £160,400 interest only mortgage :-(

Lois_E

Cheapskate_Kate wrote: »

Not been about for a while as work is still very busy and I'm now back with Lionbridge and taking what I can from them when its available! Different role but still gets just as monotonous! Mystery shopping has been a non-starter though. Not been able to make any of the assignments offered.

So to update last months plans didn't pan out as I'd hoped and I was short of the £800 that I wanted to add to my ISA. Still I added £530 which brings savings up to approx £1800. Still shy of the £1000. Spending went a bit haywire with it being half term and again food shopping is out of control!

Hoping to hear whether I get a bonus for work this year or not - should know by end of the month and then it's paid in July salary - am tempted to whack this straight off the mortgage even though it'll be less than 1k I would imagine.

And still not MOT'd the car - it runs out end of the month....really need to do this and will book it in today I think.

Still, it could all be worse - I am living within my means and have a small pot of savings now! Also have to pay the balance on the holiday and that and spending money has been safely stashed away for 6 months (static in Devon nothing flash!).

Hope work stops hammering you soon, Kate. Come back to MFW when you have a chance.

Sandstone

Kate,
I've just discovered your diary, I think you're doing a fantastic job and probably setting a wonderful example to your children. I've subscribed and will be following with interest.
Keep up the good work and remember that it's a marathon, not a sprint - the key is to always keep going until the mortgage is slain!

Cheapskate_Kate

hello diary

First of all I need to say tat my keyboards lost two letters so apoloise for dodgy spellin!

Been busy wit school holidays and all tat entails so not done too well - but I ave paid off £820 of te mortae since my last post:T A drop in te ocean but not bad!

ISA - £1700

Will return on work computer as tis is annoyin me lol!

QB_Wolf

Missin letters is a bi problem ope you manae to find tem

Lois_E

Welcome back Kate. Hope all going well with you. Looking forward to reading your updates. :wave:

fothers365

Well done on the OP and sympathies with the school holidays:)

exarmydreamer

Hi,:j

Read your thread. Such a lovely positive attitude, your doing brilliantly. Have subscribed.

Cheapskate_Kate

hello everyone!

Thought I'd log in quickly to update you all. I've been acting up for my boss who is project managing something else at the moment. Its been hard work but it does mean Ive been paid more which has gone straight to the mortgage!

So mortgage now stands at 157,115 :j
and ISA has £2500 in savings.

am going to add to this diary a bit more as I've started frittering a bit and to keep me on track with xmas approaching.

EchoDelta

Just read your diary Kate, you sound like you are doing so well.

The bit where you talk about your children as shining beacons choked me up a little bit

Cheapskate_Kate

They really are great. Getting expensive as they get older though and I find it a juggle to balance giving them a decent quality of life with financial stuff.

My ex hasnt paid a penny since the day he left - he's skint apparently :rotfl:

Rarely sees them but we have a great life so dont be sad!