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What is x2 + y3? .... Who cares? I just wanna be debt free!

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Comments

  • tibawo
    tibawo Posts: 1,202 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    This miserable weather is not doing much to lift my mood. The house looks worse for wear again but if I could motivate myself it would take less than one house to do.

    Have decided to take decorations down, might get the adrenalin rushing? Have updated my budget book with bits I forgot. Down some clicking and recorded that. Think that's the only positive thing done.

    Does anyone suffer from SAD? Is that what it's called and what do they take for it? I'm sure I suffer from it as get so low at this time of year and then when stressed I erupt.
    Don’t put it down - put it away!

    2025
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  • beanielou
    beanielou Posts: 96,777 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I have just started to take vitamin D3 for sad.
    I coulden't afford a light box thingy so this was next best thing.
    Yes, tis called SAD~Seasonal affective disorder I think it stands for.
    Caused I think by lack of light.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • tibawo
    tibawo Posts: 1,202 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks for the vitamin info.

    I have done my daily clicks and am sad to say I am watching Flash Gordon, not seen it in ages! Quite pleased with the clicks as got decent survey on gift and done some tracks on stp, wish the radio internet pants was working again.

    Anyway, my dilemma is wether to let the girls go and play out and so I can blitz the house which would be faster or to make them help. Bear in mind the weather has been too awful to really go out in the hols!

    Also have to go shopping, want to stock up as I need to reign in as car tax due in February and when I did budget forgot about this , eek!

    Will be back later to remind myself what I have forgotten to do!
    Don’t put it down - put it away!

    2025
    1p Savings Challenge- 0/365
  • tibawo
    tibawo Posts: 1,202 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well chicken in oven for tea. Wine glass by my side.

    The house, well that's another story! I was not going to let the girls play out till tidy but after the weather of late thought that it's such a lovely day that it should not be wasted. I even took dd2 the park while dd1 was with her friends. They are now all skating together.

    Had a few interviews lately and now have to decide whether to bite the bullet and leave my current place who promised me everything at the interview and delivered nothing.

    Off to do some decluttering and shop list for the store cupboard.
    Don’t put it down - put it away!

    2025
    1p Savings Challenge- 0/365
  • tibawo
    tibawo Posts: 1,202 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Can't believe it is Friday and back to work on Monday. Now the kids are older they have nipped round to the park which has meant I can crack on with decluttering and the to do list.

    I feel I have really made headway for once. I have just a small pile of shredding left to do after going through and filing things dating back to 2011 even had an old tv licfrom 2009. There is now a recycle at local tesco so took it down whilst doing other jobs so not cluttering lobby or yard waiting for recycle day.

    I've removed the cat poo from someone's else's cat who thinks my yard is it's litter tray. Hate this job as it makes me puke. I have put some soda crystals down to start the demould.

    I have sorted the new blinds and put together dd1's desk. Only taken me two years for the latter! Order a new passport pre filled form... From the official site LOL.

    Changed internet/ phone provider. Still tiding thru but this will be done by tonight's then we have homework, various clubs, collect merlin passes, new shoes for one(although not urgent) and a film to see to end it all off!

    And I feel positive and wanting to do more!
    Don’t put it down - put it away!

    2025
    1p Savings Challenge- 0/365
  • tibawo
    tibawo Posts: 1,202 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wow.. Is it really two months since I posted?

    I have finally taken a leap of faith and left my job. I am now on two zero contracts and quite scared. I am meeting people about my hours this week so will probable be more at ease then.

    To help things along the way I have a few mystery shops set up. In these holidays I set up a bank account to put this into so I can reuse the money. My aim is to leave a base amount in it and any surplus goes to the bills etc.

    I also want to aim to get a buffer amount into my house bank account so that I can avoid panic moments.

    Not wanting to type too soon but I only have two bills to pay, my leccy and nursery one. These payments are in my budget, but it would nice to use my click money to get them out of the way.

    Lastly I want to lose weight. I'm hoping my new hours enable me to swim and go for walks but we'll see!

    When the girls go back tomoz I want to use some of the time to set up a real plan of action.
    Don’t put it down - put it away!

    2025
    1p Savings Challenge- 0/365
  • tibawo
    tibawo Posts: 1,202 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well, I have now got two days work which I'm being paid the same as I was for the five days before. It feels wired being home midweek though so need to plan ahead so I don't become a couch potato!

    I've got some clicks going again. I will increase them in time but want to tackle other jobs I've put on one side first.

    I've gone for
    Instagc
    Slicethepie
    Swag
    Gifthulk

    I also do two programmes from reward tv.

    I've set realistic targets that I can manage each day but know when I'm off I might do more.

    More to follow as I get myself back on track over the coming week!
    Don’t put it down - put it away!

    2025
    1p Savings Challenge- 0/365
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