16.5.07 what small dfw thing will you do/have you done today?

hypno06

It IS really important to remember that we cannot reduce our debt every day.

But by keeping our spending habits under control, we are reducing the debt over time. Even on those days where the debt has to increase because of emergency etc, now that we are DFWers we really make sure that increasing the debt is the last resort, and not a decision we take lightly, whereas pre-LBM we would have paid for it on the plastic without giving it any thought.

So, anyway, rambling a bit, but good habits ARE being formed and we ARE making progress. Stick with it!

LookingAhead

I tell you what else....it's true, we cannot reduce our debt every day and sometimes we do have to spend money, but since becoming a DFW I always have to ask myself whenever I am going to spend £££

"Well.....is there anything in it for me...?"

I know that sounds cynical but, in this day & age with cash back & rewards, then why not?

Spendaholic_Chick

Today I have/will:

- quidco & piggy clicks and comps
- dried clothes on airer
- packed lunch
- tea from reduced section in asda (50p! - bought last ngiht)
- NSD!!! can't remember when my last one was!
- relisted about 10 non sellers on amazon
- transferred a credit card to a 0% one
- email sky to ask for proof of how much my internet access will be costing when it starts, as the OU have written to me saying they'll pay my internet costs if I provide proof of the cost!

scaredy_cat_2

hi all - really glad to see this thread for some reason i couldn't find it earlier and felt at a loss!!

hypno, gr and la great to read that about not being able to reduce debt daily but that these small steps are not increasing it!! thanks

well today i had a nsd
instead of going to butchers, i changed meal plan to use stuff up from stores - and made stuff i hadn't thought about just by looking to back of cupboard and fridge!! using up and not buying so was pleased about that
also needed bread - but have just made some!! had stuff in to do it too

am feeling pleased with that

poorbutrich

Today I:
Went swimming instead of to the pub
Dried clothes on airer
Sold two items on eBay

Not much, but more than yesterday!

racer256

Today I:
Took last nights leftovers to work
Had a NSD
Sorted through some books to send them to car boot
Shaved/Veeted my OH's back instead of paying to get it waxed.