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Gadget Insurance

Is there anywhere, where I can get gadget insurance that covers scratches to the screen?

Comments

  • Lifeforms
    Lifeforms Posts: 1,486 Forumite
    Use a screen protector, that's quite cheap gadget screen insurance!


    Aside that, check what your own current account can offer. Read in depth the T&C and conditions of claims before you sign up, some of them exclude basic things like water damage. I doubt that one or two scratches might be enough for a claim, however, as it's still usable. If it's severely scratched, that should be different.
  • I do have a screen protector on my current phone. But I want to stop using them. My account only offers mobile insurance, but I need insurance for my tablet, etc, and it needs scratch cover, hope they don't get scratched though!
  • Lifeforms
    Lifeforms Posts: 1,486 Forumite
    If you are worried about scratches why would you remove screen protectors?

    If it's cus they show prints, or hard to use through the product, then just try other ones. I prefer matt, but you have to get used to the screen as it's not crystal clear.

    I'm gunna err on the side that scratches of at least a small number, are considered wear and tear and wouldn't be covered.

    Places like protect your bubble offer insurance, no clue how good they are for actually paying out etc. Also contact your bank, most offer insurance for optional extras and whilst it is mobile phone, many seem to offer gadget as well. Who's your bank with?
  • Lloyds TSB, silver account
  • Lifeforms
    Lifeforms Posts: 1,486 Forumite
    I've only just linked your two threads :D The screens on the Note are pretty decent if you're careful with the tablet itself. Essentially you would be best with a screen protector (might come with one installed already), but because of the case you are looking at that will cover the screen from anything touching it when in a bag, or luggage etc. Frankly you'd probably be all right with a case like that, and no protector. Remember that it's contact that creates scratches, and these screens are pretty hardy (don't drop it etc!) to some degree.

    Okay, see that Lloyds do offer mobile, but not gadget (even though the group they use offer it themselves, so idk if that's a secret thing.

    I think on scratches you're on a hiding for nothing. Serious scratches that physically damage the screen to the point of the screen not working would be covered under accidental. Try your home insurance for a gadget insurance. You might be able to get additional extra on contents to cover the cost of damage, theft, etc out and about.
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