We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Using a letting agency with fairly bad credit record
Trajal
Posts: 550 Forumite
As stated in the topic, I've got a problem with my credit file from 2008 and beyond, some of them are due to stay on until 2016 even. Everything is settled but it's not pretty in terms of how long these things stay on my file for.
Does anyone have any direct experience of a similar situation to this which they could share? For purposes of tracking my debts I do subscribe to 'Check my file' which claims that for landlords etc my credit record should be fine - but I don't know how true that is.
Are they less stringent than banks and so forth? Has anyone failed one of these recently and can share experiences please?
Thanks in advance.
Does anyone have any direct experience of a similar situation to this which they could share? For purposes of tracking my debts I do subscribe to 'Check my file' which claims that for landlords etc my credit record should be fine - but I don't know how true that is.
Are they less stringent than banks and so forth? Has anyone failed one of these recently and can share experiences please?
Thanks in advance.
Debt free, moved, got new stuff for the new flat - got everything I wanted and need - now just saving.
0
Comments
-
If you are not bankrupt and have no CCJ's then you will be fine, since they can't see if you have late payments or defaults.0
-
Excellent news, thanks
Debt free, moved, got new stuff for the new flat - got everything I wanted and need - now just saving.0 -
I would never use a letting agent with a bad credit record.
There are so many poor agents, even those with apparantly good records. It's just not worth the extra risk.
Choose your agent with care.0 -
G_M - poor grammar I appreciate but I was meaning to say that I'm the one with the bad credit record, not the agent. The question is related to whether or not I would fail a credit check.
Apologies for not being more clear.Debt free, moved, got new stuff for the new flat - got everything I wanted and need - now just saving.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 599.9K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards