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My car was hit in a roundabout
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vikramrkin wrote: »What are the advantages of going through my own insurance? I will have to pay an excess as well (£250). If it went 50/50, what does it mean? I pay for my repairs and she does for hers?
All that I want to get repaired is scratches and one dent. I dont need any curtosey car (even when mine is at th egarage).
You have to inform your insurance about this incident.
If the 2 insurance companies finally agree that is 50/50 you can then choose whether to claim for your own repairs or to fund them yourself. the other party will also have the same choice regarding their repairs0 -
vikramrkin wrote: »Ya, true. I was focused just on my exit as I was in the lane which took me straight to my exit. Wasent seeing what was happening to my right.
If you tell the insurance company that, they may find you 100% to blame
You should always be aware of whats going on around you0 -
That's why a busy roundabout is so tricky. You have to be fully aware what is ahead, keep glancing left and right and look into both wing mirrors and the rear view mirror. I have known an almost blank out situation on brain overload. I think it helps to be prepared with a little mental checklist as you approach the roundabout.You scullion! You rampallian! You fustilarian! I’ll tickle your catastrophe (Henry IV part 2)0
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Roundabouts do give me grief thesedays, the number of drivers who are desperate to get past and who will try to overtake me on a roundabout seems to be on the increase. I have a reasonably modern large car and I usually drive at or very slightly above the speed limit, but other motorists are scary, Mums on school runs, or people late for their trains seem to be oblivious to anything except themselves and getting to their destinations.0
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