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How to invest my money?

Hello, newbie here. We are selling our house and soon moving out. We'll go into rented for a while as we can't find anything suitable to buy right now. We have quite a bit of equity in the house and will end up with £570K cash.
How to invest it to get the best return while spreading the risk but also keep it available at short notice (hopefully we'll find something to buy within 6 or 12 months)? I should see a financial adviser, I know, but in the meantime thought I'd ask here anyway. Thank you for your input. :beer:

Comments

  • Gadfium
    Gadfium Posts: 763 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Spread it across multiple, unlinked banks (to ensure you don't exceed the £85K protection limit), in the best instant access account that you can find. Your timescale is too short for investing.

    You could always take a chunk down to the casino or bookies.....
  • xylophone
    xylophone Posts: 45,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 7 April 2013 at 12:23AM
    If you want to keep it in one
    place, use NS &I?

    "A range of 100% secure investments

    We offer a range of savings and investments to suit different people at different stages of their life. All the money you save or invest with NS&I will be 100% secure, as we are backed by HM Treasury – there is no overall limit on how much is guaranteed."

    http://www.nsandi.com/savings
  • Sorry for the late reply, have a sick baby in the house. That is very useful, thank you.
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