Mum passed away - bank account?

Goldiegirl

When you get their reply, they should advise you what to do next, depending on the balance in the account.

If it's a relatively small amount, there might just be a form to complete and they'd ask to see the death certificate, if it's a large amount, they'd ask to see probate or letters of administration.

If your mum and dad were still married at the time she died, then he would normally be the beneficiary of her estate, so it would be him who the money should be paid to.

stclair

You could do a standing search to get the details of the probate:

http://hmctscourtfinder.justice.gov.uk/courtfinder/forms/pa01s-eng.pdf

Then they will send you all relevant documents.

pineapple123

You could try https://www.mylostaccount.org.uk/index.htm FREE service that helps trace lost accounts and savings

maman

LEJC wrote: »

it could be that the account was in joint names with your father and that the account was then changed to a sole account in your fathers name once your mother had died...

The best thing to do is write to the bank as requested and explain that in going through some personal possessions you have found a card and would be grateful if youb could be adsvised if the account is still open....in the letter include all the details on the card so that it will make it easier for the bank to trace what has happened to any money that may have been in it.

If the account was in the sole name of your mother and nothing was done with it at the time of her death its very possible that the account will now be classed as dormant...in order to close anything down the bank will need to see a copy of your mothers death certificate and confirmation of who the money is to be paid to....this would normally be in the form of an executor named in a will or if no will was written her next of kin,which would be your father if they were married at the time of her death.

Possibly I suspect that the card is now obselete as potentially the account was converted to a sole account or closed so it may hold more sentimental memories for you rather than an actual monetry value.
My father died 15 years ago and I too still have his wallet....its just the same as when he last used it...even containing a small amount of money,and credit cards etc...although the accounts the cards relate to have long since been settled and closed...its more of a sentimental thing rather than value to me.

If your father 'handled everything' at the time then I suspect he would have closed the bank account, paid outstanding bills (including funeral costs), cancelled direct debits etc. Anyhow, you'll find out after you've written to the bank.