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Housing benefit

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Comments

  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    pigpen wrote: »
    And yes you can get HB to pay to a relative so long as it is a proper tenancy agreement etc.

    I don't believe you can if you previously owned the house and then gave it away.
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The op should maybe move in with her parents and care for them if they both have dementia.
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • shop-to-drop
    shop-to-drop Posts: 4,340 Forumite
    The obvious solution is for the OP and her daughter to move in with the elderly parents. May mean the 14 year old moving schools which is not ideal but not too bad as still 2 years until GCSE's. Much preferable to being homeless anyway.
    :j Trytryagain FLYLADY - SAYE £700 each month Premium Bonds £713 Mortgage Was £100,000@20/6/08 now zilch 21/4/15:beer: WTL - 52 (I'll do it 4 MUM)
  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    edited 6 April 2013 at 1:41PM
    pigpen wrote: »
    I am sceptical too. HB based on income wouldn't take the house into account as it isn't income I'm sure. Also working FT it is unlikely they would be eligible anyway then there are savings taken into account.

    And yes you can get HB to pay to a relative so long as it is a proper tenancy agreement etc. My mother was agent for letting my uncles house which was at one point rented to a cousin who got HB. Same uncle then bought out his exwife and rented it to her and she claimed for a short time.

    You can certainly claim LHA/HB for a house rented from a relative if it's a proper tenancy - what you can't do normally is claim for a house you've previously owned within the last 5 years.
  • ognum
    ognum Posts: 4,879 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    So OP your parents were in their 80s when they made the transfer to you and we're of sound mind at that time or the solicitor would not have proceeded without power of attorney.

    Your daughter was 4 at this time and rather than leave the property to your daughter if you should die you have opted to leave it to a charity.

    So if tomorrow you are run over by the proverbial bus your parents would be homeless and your daughter homeless and penniless.

    You are currently on the bread line and have decided that your child should not benefit from any inheritence and you want the state ie tax payers to support you.

    Either you are a troll or quite frankly have just not thought about this at all! You have made some spectacularly poor decisions. you need to think about this again and quickly.
  • BitterAndTwisted
    BitterAndTwisted Posts: 22,492 Forumite
    10,000 Posts Combo Breaker
    Eh, the OP is a liar and a troll
  • Saint_Chris
    Saint_Chris Posts: 3,876 Forumite
    Don't know much about this transferring a house over to someone else to get free care for elderly parents, so can't comment on it.

    But what's sad is the fact, that your parents have provided for you and have given you a house, for you to live in when they die, (and here is the sad part)
    upon your death, you want this house to go to a charity.......................what about the daughter, the one that you brought into the world to love and protect..............you would be prepared to see a house to go to charity before looking after your own. So Sad
  • happy35
    happy35 Posts: 1,616 Forumite
    1,000 Posts Combo Breaker
    not read the whole thread but I thought that a house you own lived in by an elderly relative could be disregarded for Housing Benefit Purposes as long as you had it before you claimed.

    However if you are working full time I wouldnt think you would qualify for any help with your rent, especially now they amount of HB they will pay is capped
  • jellyhead
    jellyhead Posts: 21,555 Forumite
    10,000 Posts Combo Breaker
    It depends where you live, I suppose. In my town you'd get help with a 3-bed (which the OP doesn't need, I realise that) even if you earned more than 30k.
    52% tight
  • Could u get a mortgage on parents property, use money to either add an extension for yourself or buy a small property that prob would be cheaper than rwnting
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