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No MOT = no insurance?
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alanrowell wrote: »Whilst it may not invalidate the policy, it is likely to restrict the pay out so whilst 3rd parties will be covered your personal losses won't be.
the only reduction they might be able to make would be to reduce a total loss payout to reflect the fact that a car with an MOT is worth more than a car without an MOT.
Assuming there is no question about roadworthyness (which would be a whole new ball game) then I'd be arguing that the reduction shouldn't be more than the £50 cost of the test0
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