Thursday 4th April - What small DFW things will you do today?

Bobarella

:)Thursday 4th April - What DFW small things will you do today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Hello Everyone

Starting us off for the day. I cant seem to find how to put a smilie in the header though? Can anyone help me?

So me for today.

Little man was not sick again in the night so it seems an isolated event, possibly brought on by too much lunch and too much rushing around afterwards. We'll see. At present preparing for a normal day.

1. Done my banking, paid myself as much as is possible at this time. Hoping to grab some more later in the month.
2. Work all day, will pay for parking as per usual but other than that a no spend day.

Not a long list from me today but my heart is 'on mission!'

I meant to say yesterday but to @Lullabelle, cereal doesnt have to be expensive. We buy non branded equivalents at Lidl for example Multigrain hoops instead of Cheerios, half the price.

Good luck everyone today.

Bob

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

josiebabie

Hi bob,
Thanks for starting, can you put the smiley in the thread title please? Right at the bottom when you click "Edit post". Ta!

This is me today:-
- Checked bank (no change)
- B/L/D from stores
- NSD!
- Check for solicitors updates
- Work EXTREMELY hard and sell lots of labour
- Stay in tonight
- Research cheap mattresses for DD's bed when we move
- Try to keep my head down today and stay out of office politics!

Jx

ttc39

Morning

Today I will:
Check banks
Try to work extra hard as didn't seem to get much done yesterday
Lunch and dinner from stores
Attempt a visit to gym??!
Have a good day all

bt1

Morning,

I've been missing for a while but been managing to stay on track ish. Paid all my bonus off my debt so now down to a total of £5550 - cant wait for it all to go. Just got to keep going...

List for today:

• Check bank
• Match back to app
• Chase bf for money he owes me
• Lunch from home
• Get present for my new niece/nephew (who is currently being born!!) - this will come out of my presents fund
• Get something cheap to eat at college
• Go college 6-9

WelshWoofer

Morning all!
Not a lot to report today...

• Start the list of household jobs I made on my diary last night (absolutely loads of them!)
• Walk the dog in the park and locally for free exercise
• Go for a run (free exercise)
• All food from stores
• Have a LSD
• Maybe go to bookclub if I finish the book
• Get money transferred from rubbish savings account into the ISA
• Investigate ordering furniture

That's about it for today.

lulabelle

@bob thanks for that reminder - I tend to be drawn to the named brands - slapped wrist!

So had a massive downer last night, not quite sure what was wrong with me but took myself off FB, ignored people's texts and wouldn't answer phone. Feel a bit brighter today and think am going to go to docs as suspect I might have a bit of depression (either that or bi-polar - ha ha!).

So today:

-have had protein shake for breakfast (this isn't strictly MSE as the stuff is expensive so should only really be having it twice a week before evening workouts - must rectify!)

- making use of free tea/coffee/water at work

-have brought in soup and a piece of bread for lunch from home am meeting best friend for coffee at lunchtime as have told her am on a diet so didn't want to have lunch (which is true)

-have training tonight which is 7.50 but keeps me out the supermarket whilst doing it and should help my mood and help me to get fit and lose weight.

-have a portion of the healthy curry I made last night from stores for supper.

-watch 666 park avenue and greys anatomy which have recorded on the sky box

-no alcohol (3rd day now) I figure this is really affecting my mood and so am trying not to have any

-put some fake tan on - I'm so pale so it always makes me look and feel better (just a light tan, not katie price-esque!)

-have also stopped using washing machine and dishwasher until the cheap rates kick in and make a conscious effort not to phone my parents from my mobile or until cheap rates kick in on my landline - before I'd just call without a care and then balk at the bill.

this weekend I'm going to make sure it's quiet - going to go to supermarket straight from work friday night to keep me out of the boozer, plus it's much quieter then as everyone with a life is out! and instead of getting expensive (and unhealthy) take out (even though I do lurvvve lemon chicken and egg fried rice from the local chinese!) will make from stores!

Have a good day everyone! Almost friday - TF! x

starnac

Morning all

Good luck to bt1 on the new niece/nephew. Let us know what you have

My list for today

[STRIKE]Check banks[/STRIKE]
[STRIKE]Daily clicks[/STRIKE]
[STRIKE]Heating on low[/STRIKE]
[STRIKE]LSD[/STRIKE]
Order bro's birthday present
Do some work for youth weekend
[STRIKE]Crocheting more of my blanket[/STRIKE] (first Christmas present being made )
Tidy kitchen
Ironing
Pick mum up tonight from town (my good deed )
[STRIKE]Play with kiddies[/STRIKE] making most of holidays

Think that'll do. I'm sure I've got loads more but the Easter holidays are nearly over so I plan to make the most of the time with the kiddies

Happy Thursday everyone

*Mari*

Hello everyone

Today I will:

Check banking
Wash up - don't use dishwasher!
Washing on the line and iron later
Work later an extra 4 hour shift
Take DS to club this evening and do shop while he's there to save on petrol
Stick to list while shopping
Have B/L/D from stores
Give house once over with the hoover

Thats enough for now I think!

Mari x

sketchingkari

First time posting on these, I hope it will keep be focused

Today I have:

Scrubbed cooker and put back together (took it all apart and soaked overnight) looks new again!

Checked bank and all as it should be

continued with spring clean, found a pound coin under desk and put it straight into my debt pay off pot

Popped in a couple of nails and painted some old boards with white gloss to put in my home made gro light project

Going to go and take a couple more pics for ebaying, then list those, the rest of the day will be playing with kiddies and knitting a teddy to sell, hopefully a spend free day

determined_new_ms

Morning guys, thanks for starting us off Bobarella you need to edit the post and then click to go advanced and then the smilies for the titles are at the bottom of the message.

Hurrah for it being Thursday! Sadly went to work this morning but hurrah just today and tomorrow to go :T

My DFW things for the day:

* [STRIKE]check banking[/STRIKE]
* [STRIKE]got £10 dd borrowed off me at the weekend - this is such a massive improvement
in our relationship![/STRIKE]
*[STRIKE] printed off forms for dd's potential flat at work (lots of good thoughts if you
guys can please. Really hope she gets this! Its a lovely 2 bed flat, near to her
best friend and by a college)[/STRIKE]
* NSD
* all meals from stores. Vegge Lassanga today as ate at friend's [STRIKE]

yesterday


* email friend and see if she is still planning to come to dinner
[/STRIKE] dinner date from stores it is then
* [STRIKE]got email from new employer with things to complete for new post :j will do these in my lunch break[/STRIKE]
* [STRIKE]email friend about going for a lunchtime walk[/STRIKE]
* [STRIKE]onepoll[/STRIKE]

I think that's it for me today. Have a great day! I better actually get on with some stuff! x

Bobarella

Hi All

Im really sorry but I cant seem to edit to include a smilie. I have tried going into advanced settings within the edit setting, and then putting a smilie in the title, at the start of the title and at the end, and neither is working for me. Confused face. I might try doing a blank new different thread and seeing if that works, perhaps I have some how angered the gods of HTML this morning??

Bob