Self Employed 0% Credit Cards

baz2277

Hi all,

Wasn't sure whether to put this in the credit card section or here so mods please feel free to move it if necessary.

I've become self-employed in the last 3 months, and previous to this I pretty much always had a 0% Purchase C-Card in my wallet. At the moment, these have reverted back to the regular rates of around 17-18%.

Before I begin to apply for another 0% Card, has anyone got any recommendations of those likely to accept me? I've never had trouble in the past, but I think my lack of recent wages/regular salary could be a hinderance.

The spending on them will be personal, not for business.

I was going to apply for a few, then thought that it could show in a bad light on my credit record!

Cheers

Baz

paddyrg

It will depend so much on your circumstances, but 0% deals are a sales incentive to attract perceived high value customers - you are probably no longer seen that way. Might be better of just using a debit card until you have regular stable income?