Wednesday 3rd April - What DFW small things will you do today?

starnac

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Hope nobody minds me starting this today. Don't think I've ever started this thread and I'm paranoid about a double thread. Where is everybody?

My list today

[STRIKE]Check banks[/STRIKE]
[STRIKE]Daily clicks[/STRIKE]
[STRIKE]Coffee morning with kiddies[/STRIKE]
Tidy front room in progress but having the kids at home doesn't help
Meals from stores
Heating on as little as possible (kiddies in so not turning it off)
[STRIKE]LSD[/STRIKE] (donation made at coffee morning to charity for tea and toast)
Move Easter eggs somewhere I won't be tempted to eat them :rotfl:
[STRIKE]HC[/STRIKE]
Line dry in progress
Ironing once dry
Crocheting this evening

That's me I think

Happy Wednesday everyone

BJV

Happy Wednesday. Would love to say that I am going to do half the stuff you are but sorry its work today!

Got to move those Easter eggs though!

The_Boss

Off to bank to pay in £200 cheque
Eating food from fridge/freezer
No spend day

*Mari*

Right todays list:

Checked online banking - no changes

put a load of washing on line

Iron washing when dry and put away

B/L/D from stores

work an extra shift later on

SD - need to buy some milk and a pressie

Finish some paperwork and then file

Try not to use dishwasher!

Have a lovely day everyone

Mari

determined_new_ms

Morning guys :wave: thanks for starting us off starnac, looks like you were an early bird!

Hurrah for Wednesday, but sadly my last day off of work therefore need to make the most out of it

Things for the day:

* [STRIKE]checked banking - moved £5 reward into "free money" fund :T[/STRIKE]
* all meals from stores. Am thinking vegetable lassange to use up courgette's & aubergines
* NSD I think - 3rd in a row (unheard of for me!)
* [STRIKE]strip some wallpaper[/STRIKE]
* quick shower - timer on!
* going to visit my lovely friend as haven't seen her for a while. Need to do some car checks before I go
* prepare clothes & pack lunch for tomorrow
* [STRIKE]read martin's email[/STRIKE]
* [STRIKE]remind oh to pay housekeeping for last week[/STRIKE]
* [STRIKE]encourage oh to change bank to First Direct for £125 joining fee[/STRIKE]
* text brother and get mobile dent repair man's number

ok think that's all for me today. 15 more mins loafing around then I need to spring into action. Have a lovely day y'all

lulabelle

Hey guys

Thanks to people for their comments yesterday, sorry I didn't respond but I ended up being quite busy!

Went to trainer last night so 7.50 but good value given 45 minutes exercise and felt physically sick afterwards - I need to be pushed!

Then made dinner from stores and watched Broadchurch and Revenge!

Had meant to get up at 6 this morning and do a fitness dvd but was shattered so didn't get up until 8!

Have had protein shake for brekkie and will have soup and a piece of toast for lunch at home as have to meet someone there to discuss the garden.

Making a v healthy curry from stores tonight which should make 4 portions so can freeze for later in the week.

Think the workout last night helped with my mood and planning to go again tomorrow night.

Didn't drink yesterday and would really like to go teetotal forever but not sure that's a realistic option!

ziggy2407

Good Morning my lovelies

starnac - Thanks for starting us off today
lulabelle - Just take it one night at a time

Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Not a great deal planned for today:

Check Banks - Done
Pay cheque into Bank - Done
Check swapits - Done
Check www.freepostcodelottery.com - Done
General Tidy up - Done
Packed lunch for OH - Done
Washing - Done & Line dried
Pay Insurance bills (x3 using say no to 0870) - paid 2 (pay other 2moro when lines might not be so busy)
Meals from stores - Mainly
Cinema (orange Weds & free Ticket from Coke zone, so will only need to pay for 1 ticket for a cheap family night out) - Done (£9 for 1 ticket :eek: £4.45 for popcorn :eek:)
Update Food Tracker - In progress
Knit or Read - Reading book from stash

Have a great day, love to you all.

C xx

MinnieMousesMummy

Good morning everyone. Not had the best start to the day I got an appointment at the doctors this morning as I can't get rid of this cough that I have had for 2 weeks, however it turns out that its asthma that I have developed and not just a cold as I thought.

So far today I have had a quick shower, got the kids up and dressed, phoned the doctor, attended doctor appointment and been to the chemist to get required medicines.

My list for the rest of today:

• [STRIKE]Check online banking[/STRIKE] No change
• [STRIKE]All meals from stores - hm mini chicken roasts & roast potatoes for dinner[/STRIKE]
• [STRIKE]Do some of the ironing pile and put clothes away[/STRIKE]
• [STRIKE]Surveys (remember to check one poll)[/STRIKE]
• [STRIKE]Check postcode lottery, Swagbucks, Swapits, Topcashback[/STRIKE]
• [STRIKE]Do some course work[/STRIKE]
• [STRIKE]Do work that is in for today[/STRIKE]
• [STRIKE]Trip to Argos to get ink cartridges as I didn't do this yesterday. When in town I will also go into B&M to see if I can get cheap cake cases as going to make cakes to use up the rice krispies that are going soft[/STRIKE]
• Wash and cut the milk cartons that I have saved. The bottom part is going to get used for planting and the top part of the cartons are getting used to make markers
• Declutter and flylady Work in Progress
• [STRIKE]Quick read over Martins email[/STRIKE]
• Laundry - do full loads, hang online to dry as it is nice and sunny here today Work in Progress

I think that is everything that I need to get done today. I best make a start or I will not get anything done today. Hope everyone has a good Wednesday x

WelshWoofer

Morning all!
Its a lovely day here - cold but bright and sunny.

My little list for today..

• Taken the dog to the park for a pootle about
• Been for a 5k run around the water park (free exercise)
• Hoovered downstairs
• Will have all food from stores
• Making soup later to use up veg in the fridge
• Going to Ikea later to have a look at bedroom furniture for the spare room makeover - will try to resist coming home with a bag of unneeded plastic pots and weird and wonderful things from the marketplace bit
• Check bank
• Take the dog for a good walk this afternoon
• Stay in tonight and watch Scott and Bailey
• Maybe do a spot of marking (will have to be very bored though)

Karb

Hi all. Been waiting in all morning for the central heating engineer, but no sign yet. The time slot is "between 8 & 1", so been pottering around the house doing odd jobs this morning, and waiting to test out my new bike once the engineer has been and its safe for me to go out.

Also need to return one of the heaters that I bought at the weekend. The plug gets red hot when its been on for a while and I'm worried that its a fire risk.

Dentist yesterday was fine, but I hate paying £55 to be told that everything is fine. I almost want there to be something wrong just so I feel that I'm getting my moneys worth

Other than the cost of the heating repair, today will be a NSD. It needs to be!

ttc39

hi all

Have checked banking online - all as expected
Read some posts to see if any tips - always find something on here :-)

a lsd today. spent 9 pound on lunch as was meeting an old work mate along with 2 current workmates.

old workmate now works for a very well known cereal maker and got me 2 boxes of cereal . she gets a good price through staff shop.. So although i spent 9 quid ive now got cereal for step kids , which would probably have cost me a fiver at least.

struggling work wise today. seems as though this am every time i opened and dealt with one request , two more were coming in. but now i have chilled out over lunch hoping this avo will be a bit more .. settled.

going to force myself to go to gym tonight.. not been for two weeks since gym instructor made me have a session with him and i was so exhausted... :-(

dinner from stores tonight... the leftover chicken stew i did in slow cooker yesterday.. but today i will have some garlic bread with it.. mmmmm

hope you are all ok x