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Question about debit card transaction?

Candy53
Candy53 Posts: 2,548 Forumite
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Hi,

I'm sorry if this is the wrong place to post but can't find anywhere else, but quick question.

Once a debit card payment has left an account, does it then immediately show up on the recipients account?

So, if I check my account say on Thursday morning at 9am, and my payment has debited that day, the recipient will get the payment that morning?


Thanks,
Candy.
What goes around, comes around.

Comments

  • bengalknights
    bengalknights Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts
    Only on bank transfers

    Debit cards usually take a couple days to clear similar to credit cards
  • dalesrider
    dalesrider Posts: 3,447 Forumite
    Why do you ask?

    Have you got a retailer saying they cannot find your transaction?
    Never ASSUME anything its makes a
    >>> A55 of U & ME <<<
  • Candy53
    Candy53 Posts: 2,548 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    dalesrider wrote: »
    Why do you ask?

    Have you got a retailer saying they cannot find your transaction?


    No, I paid my rent with my debit card online on the Bank Holiday, so I just needed to know that when the payment is debited, it will go immediately into landlords account, that's all.


    Thanks for replying,
    Candy.
    What goes around, comes around.
  • Dr_Cuckoo3
    Dr_Cuckoo3 Posts: 1,398 Forumite
    when you say that you paid your rent online using a debit card . I assume a Council or Housing Association using Allpay or A&L Billpay

    so next day , perhaps backdated to today as far as your bank is concerned

    If you card is enrolled in "verified by Visa" etc - you can check online

    Today - as far as your landlord is concerned - but a day later as far as you are concerned
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Candy53
    Candy53 Posts: 2,548 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yes, it is HA, but it is done through Sage.

    The reason I'm worried apart from the Bank Holiday, is because Sage never sent me a confirmation email this time for some reason, but I rang the bank and they said an authorisation was asked for, and they gave me the number.

    So just to make sure it goes out, I'l ring bank to check on Thursday. Emailed Sage asking why no confirmation of payment, but they wouldn't help me.


    Thanks,
    Candy.
    What goes around, comes around.
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