top saving rates comparison?

MissyD_2

Hello there,
I hope that this is the right place for this type of query.......

I am currently looking to compare the top interest rate savings accounts instant access doesn't phase me as long as it's not locked away for more than 12-15 months (I will need to withdraw in about 12-15 months at earliest).
However I don't seem to be able to find a comparison site that will allows you to filter with the above criteria.:eek:

Does anyone know of any top saving rates comparison sites?

Gromitt

1 year fixed rate will get you less than inflation, typically around 2.5%.

How much are we talking? Maybe an current account would be better as these typically offer about 3%

ColdIron

Gromitt wrote: »

1 year fixed rate will get you less than inflation, typically around 2.5%

Where did you see that? Best I can see is Aldermore at 2.25%

Mickygg

Errrr right above this thread, click on top savings accounts......

ColdIron

Mickygg wrote: »

Errrr right above this thread, click on top savings accounts......

Where it shows Aldermore at 2.25%, I was querying the 2.50%

Mickygg

Coldiron I was responding to the OP.I'm not aware of 2.5% either, think gromitt is incorrect.

ColdIron

Oops, apologies

innovate

MissyD wrote: »

Hello there,
I hope that this is the right place for this type of query.......

I am currently looking to compare the top interest rate savings accounts instant access doesn't phase me as long as it's not locked away for more than 12-15 months (I will need to withdraw in about 12-15 months at earliest).
However I don't seem to be able to find a comparison site that will allows you to filter with the above criteria.:eek:

Does anyone know of any top saving rates comparison sites?

money.co.uk lets you search for e.g. 1 year bonds. They usually have a pretty complete list of accounts but you need to search around a bit. Don't hold your hopes too high, though, all the rates are pretty miserable. As Gromitt already indicated, you can get better in current accounts (Nationwide FlexDirect/FlexPlus, Santander 123, Lloyds/BoS Vantage) for up to £55K or thereabouts.

Gromitt

ColdIron wrote: »

Where did you see that? Best I can see is Aldermore at 2.25%

I said around 2.50%, not that there's an account that gives you 2.50% (unless you interested in ISAs, then 2.50% seems easy to get). I'd not actually checked current rates. They are worse than I thought!

Anyone who opened a 4% Vantage account with TSB probably opened a 2.6% Tesco savings account at the same time, so thats a useful savings pot. As is Nationwides Flexclusive Loyalty Saver if you have had an account with them for 15 years or more.

Personally, when my 2.8% expires with Halifax, my monies going into more investments. Low risk investments can beat all of the existing interest rates and even if the value falls, chances are your not going to be much, if any, worse off. Build a decent portfolio for long term savings and its a much better solution.

MissyD_2

innovate wrote: »

money.co.uk lets you search for e.g. 1 year bonds. They usually have a pretty complete list of accounts but you need to search around a bit. Don't hold your hopes too high, though, all the rates are pretty miserable. As Gromitt already indicated, you can get better in current accounts (Nationwide FlexDirect/FlexPlus, Santander 123, Lloyds/BoS Vantage) for up to £55K or thereabouts.

It does, but it doesn't list all accounts (my original criteria was to compare all accounts ISA & NON ISA to ascertain the top payer, which it can't do!) but worse still is, this seems not include all options, on searching 2013/14 CASH ISA's its failing to show some that our amazing Kazza is listing!

https://forums.moneysavingexpert.com/discussion/401374