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Capital One Balance Transfer
moohound
Posts: 1,209 Forumite
in Credit cards
I've just tried transferring my M&S balance to my existing Capital One card having seen the offer promoted on this web site and the tv. ie 3% fee and 0%until July '08. I'm told that this isn't available on my account. When I asked what the difference is I was told that this offer is 'brand new customers only'. Will I get anywhere by threatening to cancel (of course I could then re-apply as a new customer but that would be a lot of pratting about).
Suggestions please.
Suggestions please.
ISA £1675 
MiniMoohound savings £3685.86 :T Plus £3800 CTF 
'MrMoneyMuststache' my new hero, Martin Lewis my long time hero
Poacher turned Gamekeeper
Roadkill rebel No 52 Aug £1.34p Sept 24p Oct 5p Nov 5p Sealed pot Challenge No 403 £176.66(2014) :staradmin NOV NST No 20
MiniMoohound savings £3685.86 :T Plus £3800 CTF 'MrMoneyMuststache' my new hero, Martin Lewis my long time hero
Poacher turned Gamekeeper
Roadkill rebel No 52 Aug £1.34p Sept 24p Oct 5p Nov 5p Sealed pot Challenge No 403 £176.66(2014) :staradmin NOV NST No 20
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Comments
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I've just tried transferring my M&S balance to my existing Capital One card having seen the offer promoted on this web site and the tv. ie 3% fee and 0%until July '08. I'm told that this isn't available on my account. When I asked what the difference is I was told that this offer is 'brand new customers only'. Will I get anywhere by threatening to cancel (of course I could then re-apply as a new customer but that would be a lot of pratting about).
Suggestions please.
Yes, that offer is for new cutomers only. When you took out your card, you would have had a similar offer.
It can't be expected of CC companies to continually give out 0%, they would never make any money! That's what they are there for, to make money.
If you ring them up, (there is no need to threaten) and ask "what could you offer me if i were to bring a balnace over to you?" then they will make you an offer...... if you are a good customer to them, (I.e not too many late payments, don't go over your lilmit etc)you dont need to threaten to close, your are within your rights to ask for an offer.Halifax CC [STRIKE]£1322.88[/STRIKE] £0 :j 11.9% Virgin CC [STRIKE]£1534.76[/STRIKE] £1384.76 0% until AUG 13. Grant over payment [STRIKE]£166.66[/STRIKE] £0 :j DFD 31 JUL 13 #102 :beer:
Weight[STRIKE] 164lbs[/STRIKE] :mad: 05 May 164lbsTarget 146lbs by 30 JUN 13
Happiness is a way of life not a destination.:j0 -
they may make you an offer, they may not. in any case it will not match the new customer offer.0
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Just close down and reapply. I don't see what the issue is. Yes, it may be a bit of hassle, but at least you'll get the offer.:)Henry James Born 18/03/2011-11 days late!:)
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