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Self Cert Remortgage?
Col.Mastard
Posts: 248 Forumite
Does anyone know, which lenders offer Self Cert deals direct?
The only one I know so far, is Bristol & West.
Many Thanks
Colin
The only one I know so far, is Bristol & West.
Many Thanks
Colin
0
Comments
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why would you want to go direct with self certI like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)0
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We have ours with mortgage express.0
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We have ours with mortgage express too - do 90% LTV as well
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Mr_helpful wrote: »why would you want to go direct with self cert
Because I'm Self Employed and do my own accounts0 -
So you need a true self cert then. Not many of those about and certainly not available to joe public.0
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^
What's the difference between Self Cert & True Self Cert?
Many Thanks0 -
Go to any whole of market fee free broker. They'll sort it out for you. Brokers sometimes get deals that aren't available to the public too.0
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AndyWallace wrote: »So you need a true self cert then. Not many of those about and certainly not available to joe public.
Not entirely true - I work for a subprime company who sells direct to our clients and we offer true self-certs0 -
Col.Mastard wrote: »^
What's the difference between Self Cert & True Self Cert?
Many Thanks
Anyone????0 -
true self-cert does not even check your employment/trading status, so they will not contact your accountant or employer whereas the others may.
Also many advisers use "fast track" as an alternative to self cert but here the lender reserves the right to check your income.I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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