stolen motorbike & insurance premiums

Chopper_Read

McKneff wrote: »

I agree with you up to a point but this thread is about the write off of a motorbike.

And their is the involvement of the police, different kettle of fish altogether.

However the op has had a vehicle stolen from their home address.

Is that not a material fact in relation to the van insured there?

System

thenudeone wrote: »

The police will probably have reported to DVLA that the vehicle is a write-off.

The police will NOT report it as written off to DVLA. They have neither the capability to assess the vehicle or the power to declare a vehicle written off regardless of its state. Write off is an insurance system only and nothing to do with the police.

An insurance company will probably write it off if reported but there is nothing stopping the owner recovering the vehicle and rebuilding it

thenudeone wrote: »

This process was put in place to stop people using the identites of written off vehicles on stolen ones.

The process in place is the police having access to records of written off vehicles, they don't create/control the records. That is the job of the insurance companies.

Chopper_Read

!!!!!! wrote: »

The police will NOT report it as written off to DVLA. They have neither the capability to assess the vehicle or the power to declare a vehicle written off regardless of its state. Write off is an insurance system only and nothing to do with the police.

An insurance company will probably write it off if reported but there is nothing stopping the owner recovering the vehicle and rebuilding itThe process in place is the police having access to records of written off vehicles, they don't create/control the records. That is the job of the insurance companies.

Have they done away with form V23 then?

citykid5

you have probably got another shock comeing when you find out that you have also got to pay a £100+ recovery fee just to add insult to injury

Chopper_Read

citykid5 wrote: »

you have probably got another shock comeing when you find out that you have also got to pay a £100+ recovery fee just to add insult to injury

Only if he wants it back.

The police are duty bound to recover burnt out vehicles.

System

Chopper_Read wrote: »

Have they done away with form V23 then?

No, V23 is still used but the police do not raise it. It is either the insurer, scrapyard or their agents.

Once a V23 marker has been placed on the vehicle by any of the above then if DVLA see any attempted activity on the vehicle records they will notify the police

But to state again. Police can not write off a vehicle or issue a V23 to DVLA. Even when impounded vehicles are scrapped it is the scrapyard that raises the paperwork.

Chopper_Read

!!!!!! wrote: »

No, V23 is still used but the police do not raise it. It is either the insurer, scrapyard or their agents.

Once a V23 marker has been placed on the vehicle by any of the above then if DVLA see any attempted activity on the vehicle records they will notify the police

But to state again. Police can not write off a vehicle or issue a V23 to DVLA. Even when impounded vehicles are scrapped it is the scrapyard that raises the paperwork.

So why do the police have these forms then?

skater_kat

The police have recovered it and it has gone to their storage place for forensic testing. they haven't said anything about me needing to pay a fee (yes that would be even more annoying!).

I had a motorbike stolen about 3 yrs ago from outside my partners office. Even though it was a no fault claim my premiums still shot up.

I did not consider that this new theft might further impact the van because the bike was stolen from right next to where my van is parked up at night. I also live in a gated development so i have no idea how they got in and out :mad:

So i am guessing from these posts that I just report the theft to insurance and see what they advise re: dvla etc. I suppose the insurance are going to charge a blimming cancellation fee too!! ggrr!!!

System

Chopper_Read wrote: »

So why do the police have these forms then?

Having dug a bit further, the police raise the V23 for any vehicles siezed/impounded that are destined for scrap and not the impound company. The do not do it for accident vehicles as it requires an assessment by the insurer's engineer to determine the category of write off.

Chopper_Read

!!!!!! wrote: »

Having dug a bit further, the police raise the V23 for any vehicles siezed/impounded that are destined for scrap and not the impound company. The do not do it for accident vehicles as it requires an assessment by the insurer's engineer to determine the category of write off.

Keep digging and you'll find there's a question on the collision report asking if the vehicle is a probable total loss.