Bank of america on credit report?

Euphoria1z

Hi

wasnt sure were to put this...

but ive just checked my credit report on noddle, and its showing under search history, that Company- Bank of America SR (ND Team), purpose- Administration review, Date 30/01/2013 ( and 25/03/2013 as theres 2 searches by this company).


im not aware of who they are (i guess there a bank in america) and why theve done a search?

could it be that someone is trying to make a loan application in my name?

should i be worried?

Thanks

dzug1

It's possible that they are the legal identity behind a company you have had dealings with

reclusive46

Euphoria1z wrote: »

Hi

wasnt sure were to put this...

but ive just checked my credit report on noddle, and its showing under search history, that Company- Bank of America SR (ND Team), purpose- Administration review, Date 30/01/2013 ( and 25/03/2013 as theres 2 searches by this company).


im not aware of who they are (i guess there a bank in america) and why theve done a search?

could it be that someone is trying to make a loan application in my name?

should i be worried?

Thanks

MBNA is owned by Bank of America. Have you ever had anything to do with MBNA or Virgin money?

Euphoria1z

yes, i have a mbna card. why would they be checking my credit report? they havent done so in the past 5 odd yrs ive had the card. i no longer use the card.

thanks

reclusive46

Euphoria1z wrote: »

yes, i have a mbna card. why would they be checking my credit report? they havent done so in the past 5 odd yrs ive had the card. i no longer use the card.

thanks

Companies do soft checks every so often to make sure a customer isn't having financial difficulties.

ChiefGrasscutter

To be honest I'd expect ANY organisation you have credit facilites with to periodically check your credit report to see whether anything has changed.

Suppose MBNA suddenly see you've taken out some new credit cards - I'd expect they would start looking at the credit limit they supply you with and maybe reduce it - to reduce the risk to themselves.