daughter going uni....

magoogy

my daughter has next year to go in 6th form for her Alevels and then will be thinking of going to university in 2009 - does anyone know what this entails income wise? her parents are disabled and on income support so would this help with her fees? would she get any benefits? she still lives at home...

thanks

studentphil

non-repayable Maintenance Grant of up to £2,765 a year.
most universities offer a non-repayable Bursary in the region of 1300 a year if you are on full non-repayable Maintenance Grant.

There are no up front fees now to pay too.
Then there are repayable Maintenance loans that she could take out as well.

Then If she is her parents carer then of course she might be able to get carer's allowance benefit if she is at university or not.

So I think considering that her parents are on Benefits she should have at least 4000 a year to live on in non repayable funds before she has to touch student loans.

But do remember everyone regardless of income has to pay 3000 for each year of study in fees regardless of income and you have to start paying that back once you earn over £15000 PA.

magoogy

thanks hun - considering at the moment she is only on £30 ema a week im sure she will manage with that.....

thanks for your help

studentphil

magoogy wrote: »

thanks hun - considering at the moment she is only on £30 ema a week im sure she will manage with that.....

thanks for your help

Really the new money system is very favourable for people from not so well off families.

I think she should get about 75 pounds a week to live on if you divide 4000 by 52 weeks and that is without having to touch maintence loans.
75 pound is really a lot if she lives at home.

studentphil

But when she does leave 6th form make sure her parents are getting all the disability and related benefits they can from the DWP as that helps too.

Hapless_2

Then If she is her parents carer then of course she might be able to get carer's allowance benefit if she is at university or not.

You can't claim Carer's Allowance if you are in full-time education with 21 hours or more a week of supervised study

Hapless_2

http://www.direct.gov.uk/en/CaringForSomeone/MoneyMatters/DG_10012522

Oldernotwiser

studentphil wrote: »

Really the new money system is very favourable for people from not so well off families.

I think she should get about 75 pounds a week to live on if you divide 4000 by 52 weeks and that is without having to touch maintence loans.
75 pound is really a lot if she lives at home.

But just because she's living at home it doesn't mean that she shouldn't be paying anything for her keep, particularly as her parents are on benefits. That's what the maintenance funds are for, not just as pocket money. Don't forget that the parents will lose a large sum of their income when their daughter leaves school and goes to university.

studentphil

Hapless wrote: »

You can't claim Carer's Allowance if you are in full-time education with 21 hours or more a week of supervised study

I know, but a university course is not often more than 21 hours of classes a week.

studentphil

Oldernotwiser wrote: »

But just because she's living at home it doesn't mean that she shouldn't be paying anything for her keep, particularly as her parents are on benefits. That's what the maintenance funds are for, not just as pocket money. Don't forget that the parents will lose a large sum of their income when their daughter leaves school and goes to university.

That is true CB will go for one.

I was just pointing out the lowest debt route.

Hapless_2

studentphil wrote: »

I know, but a university course is not often more than 21 hours of classes a week.

Education
You cannot get Carer's Allowance if:

you are on a course of full-time education
you are on holiday from a course of full-time education
Full-time education means 21 hours or more of supervised study each week undertaken through a school, college, university or similar educational establishment. This includes time spent on related exercises, experiments, projects or examinations. The study need not be in the presence of a tutor

http://www.direct.gov.uk/en/CaringForSomeone/MoneyMatters/DG_10012525
They will contact the university and confirm if the course is full-time or not.