Getting a mortgage with an old ccj thats been removed?

Gemini222

Hi!
My partner had bad credit years ago and had a ccj. This has been on his file for six years and has now been totally wiped from his credit report...never to be seen again!
We applied for a mortgage the other day, they asked if we had any past ccjs to which we honestly replied yes, they did a credit check ( we both have a score of 999) We then went on to get a mortgage in principle. The full mortgage forms have since been recieved for us to fill in but the box where it says ' have you ever had a ccj' has not been ticked by the bank. Obviously we declared it last week when we got the mortgage in principle approved but by having an old ccj thats since been removed, do you think this will have a adverse affect on us gaining the mortgage?
Guess im worrying as cant get in touch with the bank until tuesday!

Thanks in advance for any info or advice!

Crashandburn

You've done the right thing by declaring it. Most criteria is to ignore once 6 years old so hopefully you'll get the positive outcome you hope for on Tuesday. It may trigger a further question but that's all.

Good luck.

Gemini222

Thank you! Guess im just worried that when it goes to the underwriters we could have a problem, hoping not as it wasnt deemed a problem when gaining the mortgage in principle and its no longer on the report or an issue.

Gemini222

Really grateful for any advice given :-)