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Best CC for no balance transfer

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I have never had a CC. Which CC would be best for me? I do not have any balance to transfer.

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  • guesswho2000
    guesswho2000 Posts: 1,703 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Uniform Washer
    If you've never had a CC, one from your own bank or a sub-prime card such as Vanquis or Aqua are your best chances of being accepted.

    That said, my OH had never had a CC before, she was accepted for the Tesco one with 16 months interest free on purchases (albeit only with a £1k limit and 21.9% APR).
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