Future Partner in DEBT! will it affect me?

27col

You all seem to have left Shewolf speechless. Maybe she is mulling over your advice/opinions.

meer53

Maybe she's speechless because she's taken on board some of the posts ? I really hope she IS mulling it over, for her sake.

It's always good to get an independant opinion on your problems, whether the OP's partner is being shafted by his ex or not, we don't know.

What does come across is the number of people who all seem to see the same warning signs.

Better_Off_1983

I would steer clear! You will not be liable for his debts but he has alot of baggage!

dancingfairy

In answer to your question I would imagine Stepchange would look at the whole family situation to make sure he is paying a fair contribution. Obviously if he earns twice as much as you I'd be expecting him to pay twice as much ofthe household bills as you (with maybe each of you paying for your own luxuries/running your own car). How this works out is up to you both so whether some bills are in your name and some in his or whether he gives you a set amount each month towards bills is up to you. StepChange will probably just want to get an idea of where his income is going. As the debts are his (and jointly with you) it is reasonable for him to use any surplus of his income that isn't going towards bills towards paying his dmp.
Obviously it's unlikely to be exact in practice but they are unlikely to care about the precise ins and outs but more that he is offering his creditors what he can reasonably afford (without short changing them or him).
In terms of other effects then obviously you may have to suffer stress caused by creditors hassling him on the phone/in person or by court bailiffs and feeling like you can 't go out anywhere (or you'd have to pay as all his money is plowed into the dmp). I think it's important that you get everything out in the open and go into it with your eyes open.
Best of Luck
df

wonkytechy

Are you seeing my ex lol. Do not join finances and do not move in until the inks dry on the divorce. From experience so much baggage will end your relationship .... And the ex wife will be eyeballing your finances even though she has no entitlement. Best of luck cos you seriously need it. Prioritise yourself