Vanquis

freddy911

Around how long is it before you get your first credit limit review if you use it responcibly?

As for interest rate I'm sure he told me it was 39.9% for cash and 34.9% for purchases, nothing in writing yet though so will have to wait and see.

They really !!!!ed me off with the hard sell first it was ppi then experian membership, wanted me to justify to him why I didn't want it. Needles to say the conversation went down hill at this pọint.

freddy911

Just got a SMS from them seems they started me on £500. How soon do they usually review this?

chunx

freddy911 wrote: »

Just got a SMS from them seems they started me on £500. How soon do they usually review this?

That's a good limit to start off with... When did you apply as I only applied a couple of days ago and although they said yes, haven't had any text off them yet.

freddy911

Applied on Saturday or Sunday last week called on Tuesday and told approved, got SMS tonight. Still nothing in writing.

freddy911

Vanquis a/c ending ****. Did you know your balance is £0.00 and you have £500.00 to spend on your Vanquis card? Information correct as of 23:59 on 28/3

MikeJO

freddy911 wrote: »

Just got a SMS from them seems they started me on £500. How soon do they usually review this?

Been every four months for me.

alastairq

much will depend on how much, and how regularly one uses the card.


For example, try using it to pay for petrol [or diesel, obviously]...?

Simply set aside from your normal income the required amount...eventually using that to pay the credit card off each month.