Mbna ppi

Tracy21

Hi,

MBNA have wrote to me advising me that a credit card I had, may have been mis sold PPI and they enclosed a questionnaire to fill in..
Does this mean that they have admitted PPI mis selling as I have not previously enquired with them over anything to do with PPI and they have volunteered the information to me!

Cheers!
T

lippy1923

No, it means exactly what the letter says. "You MAY have been mis-sold ppi".
Do you feel it was mis-sold? What reasons would you give to make your claim? Have a look at the questionnaire and fill it in if you feel it was mis-sold and see what they say.

Tracy21

Thanks...will complete as didnt even realise it was on there!

Gurranes

Not knowing it was there would suggest to me mis-selling.

jonesMUFCforever

It suggests something else to me but I don't want to belittle the OP!

McKneff

The PPI would have been on every single cc statement from day one.

I don't see how the OP could say that he/she didn't know it was there

OP, you would have to produce evidence to support a miss sold claim.
Do you have any. It really doesn't sound like it.

McKneff

jonesMUFCforever wrote: »

It suggests something else to me but I don't want to belittle the OP!

Very gentlemanly of you, there

icantswim

Does anyone have any advice on filling out the questionnaire?
Secondly,I keep getting a text froma financial company sayin that I am definitely owed about 3000 punds in compensation.

Can anyone help?

Thanks

bigadaj

icantswim wrote: »

Does anyone have any advice on filling out the questionnaire?
Secondly,I keep getting a text froma financial company sayin that I am definitely owed about 3000 punds in compensation.

Can anyone help?

Thanks

I think not being able to swim looks like the least of your problems.

These are speculative texts from claims management firms, review your records and if you think you have been missold something contact the lender directly, appealing to the regulator if it is turned down and you really think you have a case.

It doesn't seem as though you have been missold or you might have realised before now.