Debt and Emigrating

Dtrb1987_2

I'm currently on an IVA but am behind with my payments by £600. I have the money to pay and to get back on track but I have just been offered an opportunity to emigrate to NZ. It would be a fresh start for me as the job opportunities would be a lot better for me out there. I would be staying with friends until I find a job if I was to do it however with my current debt crisis, I will struggle to save. The £600 that I owe could go towards my flights and it was suggested to me that I declare bankruptcy as I have no assets. Would this be a good idea? If not then what would be the best thing to do? Would this affect my visa application?

Foxy-Stoat_3

Friend of mine went BR one month, got discharged the next and moved to UAE a month later.

You will need to keep paying for another 3 years if you go BR. How long have you left on your IVA?

If your emigrating without a job offer then I would be trying to save a few thousand prior to you leaving...maybe now isn't the best time for you.

As for visa application, I have no idea how NZ works, but if you have zero savings and no job offer before you go then I wouldn't think a visa would be granted, unless you have family out there.

Good luck tho !