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Debit card charges
Comments
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pay by DD (where you let the merchant have a completely free reign to take as much as they want, as often as they want). Leaving you to chase the vendor if it all goes wrong with no right of compensation or consequential loss.
Not so ! Suggest you read the "DD Guarantee" which ALL the banks and Building Societies have signed up to.
With a DD, the "merchant" has to tell you, in advance, what he is going to take. IF he takes a different amount you claim the money back from your bank. To quote:
"you are entitled to a full and immediate refund of the amount paid from your bank or building society."0
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