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Help Please credit check

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Could anyone help me i really have no clue what to do!! yesterday i recieved a letter from a debt collection agency it was a verification letter for someone with the same first name as me and a very close last name one letter different, i think we have previously lived at the same house as i recived letters for them at my old address but just returned them to sender. This morning i decided to do a credit check and have found her on my credit check with 2 address ive never lived at and her husbands name is attached to me. How do i go about getting this removed as it has brought my credit raiting down. please can someone help!!

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Contact the CRA and advise them of the error.
  • Hominu
    Hominu Posts: 1,671 Forumite
    You will need to talk to the credit report agency who issed your report.

    Did you obtain reports from all 3 major CRAs?
  • naba79
    naba79 Posts: 5 Forumite
    cheers for the replys, got one from noodle, am i best getting others as well?
  • naba79
    naba79 Posts: 5 Forumite
    ive just done credit expert as well can any one suggest what others i may need to do? thanks
  • naba79 wrote: »
    ive just done credit expert as well can any one suggest what others i may need to do? thanks

    Equifax! should also be done
    Total Debt in June 2013: Barclaycard 0% until Nov 2014: £1550

    Tesco CC: £1200 0% Until March 2014

    HSBC CC: £384 25%APR - TARGET to make GREEN ASAP
  • naba79
    naba79 Posts: 5 Forumite
    thanks just done them but i have to send info into them to verify who i am so could take a while.
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