Normal Current Account After DRO

AdrenalineJunkie

Morning all,

The Mrs went through a DRO 3 years ago and we're slowly rebuilding her credit file, which is a very slow process as no bank wants her business

We started with a HSBC basic account but this was pointless as she couldn't have any DD out the account or a debit card. After a year she managed to get a Nationwide FlexAccount, which is a lot better as this is near enough the same as a standard current account and as she can have DD's but the debit card is limited

I am now looking for a standard current account which has a normal debit card, not worried about perks just DD's and a full visa debit card for £0pm

Thank you in advance

happy_bunny_2

Maybe post on debt free wannabe board also.

pmduk

HSBC offer perhaps the worst basic account on the market. Perhaps you should try one of the other basic bank accounts?

Jaywilz

The nationwide flex account is a standard current account unless you are talking about a cashcard+ account. It may be a good idea to go into a branch as she would have built up history with nationwide and see if they can simply upgrade her account