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Batten down the hatches.....

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Comments

  • catriona79
    catriona79 Posts: 855 Forumite
    edited 26 October 2015 at 9:05AM
    Ah, my two INFPs, isn't it funny how N people are drawn to each other, even online. We are all idealists, NFs. Interesting stuff.
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • Love your comment about your out of office, Ena.:rotfl:
    * * * Catriona's Credit Card Countdown * * * from -£16k to debt neutraldom - for my debt diary click here
    Barclaycard -£5,867.52;
    mbna1 - 3,009.22
    mbna2 - 1,755.70
    Savings £5,017 MFiT #25 £2,627/£10k; daily interest £5.04
  • lcc86
    lcc86 Posts: 2,466 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    I'm an INFJ so similar to you! We had to do it at work once, quite interesting but there's always a little leeway between the categories IMO.
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    Think it might have to me 2 for me, 1 for you ;) The bag is £240, which I know is a lot, but I must have spent a huge chunk of vouchers throughout the year on books/ebooks. If I cut down on my ebooks, I could probably get the handbag by Xmas 2016!

    Think I'll try to keep a balance for presents — though the advantage of having loads of birthdays from October to December is that I have relatively few during the rest of the year! (5, in fact, compared to 6 in Oct-Dec, though my brother's is in January, which is also awkward!). I like the idea of seeing how quickly I can get the handbag while still paying for all presents with vouchers :)

    Wow that bag is different, very bold choice. 5 for me, 1 for you! :rotfl: Hopefully that handbag will be on sale at some point! That would be good :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    catriona79 wrote: »
    Love your comment about your out of office, Ena.:rotfl:

    Haha it is one of my favourite things, along with payday and dogs in cars sticking their heads out of the windows with the wind in their ears, not a care in the world :D
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    catriona79 wrote: »
    Ah, my two ENFPs, isn't it funny how N people are drawn to each other, even online. We are all idealists, NFs. Interesting stuff.

    I still need to read into this. I knew I'd be introverted but I'm not sure what the other letters mean. I'll try and do my homework :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    lcc86 wrote: »
    I'm an INFJ so similar to you! We had to do it at work once, quite interesting but there's always a little leeway between the categories IMO.

    Ooh one letter out :) It would be interesting to know more about it and to see what my friends and colleagues would be. :)
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Orange_Ena
    Orange_Ena Posts: 1,297 Forumite
    edited 23 October 2015 at 10:39PM
    Oh.....hello weekend :wave: Nice to see you :D

    Today
    * NSD
    * PA survey
    * VO survey
    * 235SB earned

    Its been a quiet day today, not done a lot at all. I suppose I've been a bit mopey really. I'm not sure whether it's tiredness or stress / anxiety or something but I've felt a bit overwhelmed with everything, that I can't seem to do anything. I've not tidied up or washed up and I've barely left the sofa today but it's happened a few times lately. I don't know, maybe it's too many surveys :p I just want to be debt free so I can leave the job that I just can't do anymore. I feel sick at the thought of going back to work and there's still the weekend to go.

    We were told the other day that our jobs are quite safe and to not worry, there would be money saved via natural wastage and not redundancies and I actually felt disappointed. I was secretly hoping that I would get made redundant, thus forcing me to leave the hated job with a little payoff. How terrible is that? How ungrateful am I? There's people desperately clinging on to jobs or looking for jobs and I'm hoping that I lose mine. Don't get me wrong, if I did lose it, I'd be in the poop, with this debt hanging over me and no savings. But, I'm sure I'd feel better for being out of it. And I'd have to get through it, and I would do anything to pay the mortgage and bills. Well everything except that job ;) I will be leaving that job in September 2018 when my lease car goes back by hook or by crook, but please please please, let me pay my debt off quicker so I can leave well before then. Right misery guts tonight :o;)

    I was meant to be meeting my friend tomorrow but she's poorly so I'll be just doing a little shop and tidying up a bit.

    I've booked the company to come and fit new radiators and I can pay on my credit card so that's good. Will be nice to be warm but shame my debt is going up!

    Someone gave me 5 big bags of clothes and I've tried it all on today. I've kept about a half a bag of stuff and the rest will go to charity. Feels so good to have dropped a few dress sizes as a few months ago, most of those clothes would have been too tight :T:j
    Debt Apr 15 - £6895.44 :( Apr 17 - £2500 :) Dec 17 - £560 :) July 18 - £199 :D
    CHEFS challenge (Cruise Holiday Entirely Funded by Surveys) - £685.79
    Every penny is a prisoner :D
  • Morning OE.
    Sorry to hear how much you are hating work, nothing worse thank having to go and do a job you dislike.


    Glad you managed to get sorted warmth wise, I've put my foot down this year with OH and told him I'm not scrimping on heat, I don't mean that I will have it on full blast and be sat in a tee shirt, but I'm sick of years of wearing many layers huddles under blankets on the sofa and being able to see my breath, no I will not stand another year of it, ifit means having to put heating oil on CC so be it, I hate the misery of being cold.


    Well done with the weight loss and the freebie clothes.


    Take care.x.
    DEBT JUNE 2015/ DEBT NOW
    Tesco CC £7260/£5532.00 Halifax CC £5400/£5385.42 Barclaycard £5200/£4785.15
    MBNA£1545/£1530 PO CC £1050/£998.67 Next £475/£286.24 Very £65/£0 H&M £30/£0
  • bellevie
    bellevie Posts: 901 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hi,

    I am in awe of how much you earn online its amazing!
    I do need to get back into ebaying. I tend to pile things up then get impatient and take it to the clothes recycling bins.
    I have tried to buy from there the past few weeks which is already saving me spending on my next account!

    I am sad to read how unhappy you are at work, especially as it's such a big part of your life.

    Could you re-train within the NHS - ie move in a different direction / team / location?

    If you had the choice, and money was no object what would you love to do, what would make you happy?
    MFW
    Starting debt :£287,410 -11/2020

    2022 Closing balance £271,402.45 

    2023 closing balance £263140


    Original end 11/2045 
    New end date :....... 

    Overpayments to date £609.40 (8/25)



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