Is this insurance fraud?

[Deleted User]

Hello

Can anyone tell me whats happening with this;

Last week my neighbours car broke down, it was no good and fit for the scrap yard - it wasn't a bad car and not very old but had major issues!

Anyway it's a private hire car - when it's in use.

So yesterday, I saw it smashed to pieces and it had clearly been in a huge crash.

So today brand new car outside, it's to replace this one.

Now this happens every 6-12 months and the new car is retained.

I want to know what scam they are doing and how they manage this, surely their insurance should be so expensive, or they should be refused insurance for this many claims.

:cool: Puzzled.

thenudeone

2+2=77?

What makes you think the insurers had paid for the new car?
What makes you think the accident wasn't genuine?

BertTheRaccoon

Odds are the car was involved in a "non-fault" accident.

The pristine new car outside is probably a "credit hire" replacement taxi which the insurers of the party at fault will be getting billed for at a rate of about £110 per day.

If your neighbour is a creature of habit with this, odds are he will be on the radar of the third party insurers due to the frequency of accidents.

[Deleted User]

The reason I think this is because, every few weeks the car is damaged.

The guy is always hanging around a garage in a nearby town that looks dodgey.

And because I know someone that was invited into a taxi crash, it took place in a lock up unit and each person sustained injury (pretended) and the taxi driver got a new taxi.

He also has new cars more often than most and he also sells drugs :-/

There was also a lady who worked at the insurer who was involved and made the original plan.

So that's why...

thenudeone

in that case can I suggest you visit https://www.actionfraud.police.uk or http://www.crimestoppers-uk.org/

vaio

assj wrote: »

The reason I think this is because, every few weeks the car is damaged.

The guy is always hanging around a garage in a nearby town that looks dodgey.

And because I know someone that was invited into a taxi crash, it took place in a lock up unit and each person sustained injury (pretended) and the taxi driver got a new taxi.

He also has new cars more often than most and he also sells drugs :-/

There was also a lady who worked at the insurer who was involved and made the original plan.

So that's why...

So when in your OP you asked........

assj wrote: »

Hello

Can anyone tell me whats happening with this;

Last week my neighbours car broke down, it was no good and fit for the scrap yard - it wasn't a bad car and not very old but had major issues!

Anyway it's a private hire car - when it's in use.

So yesterday, I saw it smashed to pieces and it had clearly been in a huge crash.

So today brand new car outside, it's to replace this one.

Now this happens every 6-12 months and the new car is retained.

I want to know what scam they are doing and how they manage this, surely their insurance should be so expensive, or they should be refused insurance for this many claims.

:cool: Puzzled.

you actually knew all the details and your OP was some sort of elaborate guessing game? and the frequency of accidents has gone up from "every 6-12 months" to "every few weeks"?

Might I suggest you get a hobby, preferably one that doesn't involve lurking under bridges?

rs65

assj wrote: »

He also has new cars more often than most

Maybe they belong to a taxi firm. Who knows ..... who cares.

marleyboy

I can't see why it should concern you so much OP, a tad jealous maybe?

dld2s

marleyboy wrote: »

I can't see why it should concern you so much OP, a tad jealous maybe?

Possibly, but then maybe they are annoyed that possibly themselves and honest drivers are having to pay for any frauds that may be happening through higher premiums?

[Deleted User]

dld2s wrote: »

Possibly, but then maybe they are annoyed that possibly themselves and honest drivers are having to pay for any frauds that may be happening through higher premiums?

Yes exactly this - but also the thought that if they are doing something "legal" I could also benefit from the same

rev_henry

I'm sure if he's actually up to no good the local council licensing department will be interested too.