Coming off debt plan (credit score?)

UsetheFORCE

Hi, On my Experian report I have ALL my previous addresses as linked addresses

HOWEVER

I do not have a single link between my addresses from years ago and any address I have lived at in the last 2 years.

I am assuming you did not have to put your old UK addresses on your application for your 4 current lines of credit??? They only ask for the the last 3 years address history normally.

Is there a linked address that directly links from an old UK address to your current UK address?

I do not have any links on Equifax or Callcredit to my old addresses.


So far no creditors have tried to catch up with me at my most recent addresses nor credit searches etc

Pocahontas1

BugsyBrowne wrote: »

Not 100% sure then why they're not on there then.

Quick Tip...take no notice of the credit scores Equifax or Experian sell you as they are irrelevant and meaningless and in no way determine your credit worthiness.

Hi BugsyBrowne,

What is the point of credit ratings agencies if their scores are meaningless? Do lenders actually use them or do they use something else to vet potential customers?
Also, who regulates the credit rating companies?
Thanks!