Working tax credit and Council tax benefit

sooziemonkey · 12 May 2007 at 4:15PM

Hi all

I've been quite stressed recently with trying to work some things out, and just haven't been able to ring those that might know - or even work out exactly who to ring and when! :S And all the searches I'm doing are making me even more confused!

Basically, I have split from my long term partner and moved out of our house, but there's no equity due back to me because of debt consolidation last year, so I have no 'savings' either, but hooray I also don't have a £20k loan (phew!) I have recently had my offer accepted on a property on a shared ownership basis (I own 25%) and am going through the purchase procedure right now. So I don't yet have a completion date, or even a ballpark date

I earn £14,250pa, working 35 hours per week, and I'm 26.

I was under the impression that I may receive something towards my council tax (along with the single occupancy thingey). However - according to entitledto.com I can't claim anything off my council tax.
And according to the Inland Revenue site it said I could claim Working Tax credit, but then listed the amount as £0.00??

So does anyone know how much help with CT I'm likely to get if, in fact, any? (The property is listed as band B in Birmingham, and I can't find an exact figure for that either!)
And how can the IR site say I am entitled to WTC and then list it as a £0 figure?

I'm so confused! Any help is greatly appreciated!

TheWaltons_3 · 12 May 2007 at 4:26PM

It says that for me too - we're entitled to nil WTC.

Have you deducted your Pension contriubutions for last year?

Have you tried typing in your Borough for Birmingham?

real1314 · 12 May 2007 at 4:27PM

Income of about £200 per week, CTB min income allowance £59, income disregard £5; Income above allowance/disregard £136. Taper rate 20%, assessable income £27.20 per week. This is likely to be above your weekly CTax rate, so you won't get any CTB.

Where have you got this £16,000 income figure from? Are you sure that's not the savings threshold you've been looking at? (savings over £16k means you can't get any CTB regardless of income)

sooziemonkey · 12 May 2007 at 4:33PM

real1314 wrote: »

Where have you got this £16,000 income figure from? Are you sure that's not the savings threshold you've been looking at? (savings over £16k means you can't get any CTB regardless of income)

Yeah I think thats actually what I may have seen as I've just searched again! D'oh! I told you I was confused!!

sooziemonkey · 12 May 2007 at 4:35PM

TheWaltons wrote: »

It says that for me too - we're entitled to nil WTC.

Have you deducted your Pension contriubutions for last year?

Have you tried typing in your Borough for Birmingham?

No I haven't - would I just take this figure off my total income? (Sorry I'm so confused about this whole thing!)

CIS · 12 May 2007 at 4:48PM

If your the only resident adult then you can get a 25% Single Person discount (contact your council tax dept) but on £14K your very unlikely to get any council tax benefit paid.