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Abbey mortgage processing
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Ock00
Posts: 14 Forumite
Hi,
Is it normal???
Underwriter decision: Application agreed 14 march
Valuation at 20 march
Mortgage Centre processing 18 march
Now abbey need 4 month bank statement ,pay slip, p60 and passport.
I have give to my broker again.
How come this audit check is after underwriter ?? And how long will processing again??
Is it normal???
Underwriter decision: Application agreed 14 march
Valuation at 20 march
Mortgage Centre processing 18 march
Now abbey need 4 month bank statement ,pay slip, p60 and passport.
I have give to my broker again.
How come this audit check is after underwriter ?? And how long will processing again??
0
Comments
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Why didn't your broker collect all these items from you at the outset?
In every case, I would collect that (maybe only three months bank statements) before the application was submitted so I could respond quickly to any request.
It is likely this was originally a "fast-track" case and it has been pulled for a routine audit. This happens with a certain percentage of cases and yours just happens to be one of them.
It can usually be resolved in a couple of days. As the application is only eight days old, it's hardly dragging on.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Yes I have past all of them all 3 months statment and payslip but now need 4 months and p60.0
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Your employer should have provided you with a P60 just after the end of the last tax year, April or May last year.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Thanks.
Yes I have past everything yesterday. I just mean why abbey need to check me again.0 -
Presumably the random audit then.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Thanks. Any idea how long wait take?0
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Many thanks.0
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But my broker sent me this in 15 march
We are pleased to inform you that your client(s) mortgage application has been agreed (subject to satisfactory Valuation Report and/or References). A mortgage offer will be sent out shortly.
So is mean agree0
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