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How long are financial connections relevant for?

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jd87
jd87 Posts: 2,345 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
I just checked my Noddle (Call Credit) credit report for the first time and have found that they have my-ex of many years ago listed as a financial connection!? Maybe many years ago we applied for a joint account or something, I can't remember. This has never showed up on Experian or Equifax and I certainly have nothing to do with him any more. On the website it shows the "last confirmed" date as in 2005. Will companies still be taking this into account when I make applications for credit? Can I get it removed?

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  • happy_bunny_2
    happy_bunny_2 Posts: 4,488 Forumite
    I asked Equifax customer services about these and they said that you need to file a notice of disassociation if you are no longer connected.
    this can be done as long as you have no joint financial product, irrespective if you are separated etc.

    I would ask Noddle/call credit customer services as I suspect you will need to file a notice. Worth asking if you both need to do it, especially if you are no longer in contact.
    :beer:
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