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Exit Fee , abbey offering £4

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Comments

  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    tesco comment refers to one of the posters on here. What do you want a clue on?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Gforceuk
    Gforceuk Posts: 9 Forumite
    homer_j wrote: »
    tesco comment refers to one of the posters on here. What do you want a clue on?



    you answered it ... thats what i meant. I have no idea why another poster would relate to me . It was a genuine question i asked.
  • bradthiele wrote: »
    Having been charged a £225 mortgage repayment fee back in 2005, I complained to Abbey recently and they sent me a cheque for £130, claiming that was the difference between the £95 fee in place when I took out the original mortgage and the £225 I was charged.

    BUT, I dug out the original contract that we signed and there was no mention of any repayment fee in the schedule of fees. I therefore returned Abbey's cheque and requested a FULL refund of the fee.

    Two weeks later I have a cheque for £225 in my hands. Perserverance pays!

    Remember though - NEVER deposit the first cheque if you intend to protest further - send it back. By taking the money, you are agreeing to their settlement.

    BRad

    Just need to send you a BIG thank you. I did as you suggested and returned the cheque asking for the full amount plus interest. It took nearly two months, but today I had a letter offering me the full £99 plus £16 inerest and £15 as an apology. YEEEEEEEEEEEEEHHHHHHHHHHH:money:
    MFW - We've only gone and blooming done it!
    May 2013:j
  • MarkyMarkD wrote: »
    gforce

    I don't understand why you think you'll be refunded the difference between £225 and £95 when you were only charged £99. That simply isn't going to happen. Why do you still believe you've been over-charged?

    gforce and Tesco points addict

    Whatever bradthiele says, I don't see anything clever about asking for money you aren't entitled to and bolshing your (ex?)-lender around until they pay up. That's simply bullying.

    Bullying Abbey....don't make me laugh:rotfl:
    MFW - We've only gone and blooming done it!
    May 2013:j
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