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can you mortgage a house without a kitchen

Old_Git
Old_Git Posts: 4,751 Forumite
Part of the Furniture 1,000 Posts Mortgage-free Glee! Cashback Cashier
in House buying, renting & selling
on behalf off a friend .He is interested in buying a house but it has no kitchen .
It has the plumbing just no sink or cupboards
"Do not regret growing older, it's a privilege denied to many"

Comments

  • richardw
    richardw Posts: 19,470 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The lender may want a kitchen sink.
    Posts are not advice and must not be relied upon.
  • Dukesy
    Dukesy Posts: 406 Forumite
    edited 20 March 2013 at 4:11PM
    Our house had nothing more than a sink with a unit beneath and power in the kitchen. Everyone except Halifax said this made it uninhabitable, as it didn't count as a kitchen. We got our mortgage, but it was definitely a struggle.
  • KeepFighting_2
    KeepFighting_2 Posts: 70 Forumite
    You need to check with the mortgage lender as they can get funny over this. I bought our current house and the mortgage company came round and wanted the kitchen in before they would agree to release teh funds.
  • kingstreet
    kingstreet Posts: 39,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A house without a kitchen sink and work surface will typically be considered unmortgageable, or a 100% retention suggested by the lender's surveyor
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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