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Debt free by Christmas 2013!!

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Comments

  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    beanielou wrote: »
    Good news on the interview :)


    Thanks :)

    Its next week, really nervous
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    No debt busting been happening the last few days, infact have spent a fortune starting the christmas shopping!! Need to be so much more organised with this next year :P

    Although next year I will be debt free at Christmas time and should have a good amount of savings, soooo it shhouldnt be too much of a problem :)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Ahhh an emergency can up at work and I missed my interview so I will need to get applying for other jobs again...

    Not much debt busting been going on here, far too cold to care about the heating bill anymore, have had it on everyday :O

    Have got a small amoutn of overtime this month tho, which should help with christmas/small overpayments in December :)

    Car insurance now sorted, through quidco... apparently will get £32 cashback, have never heard of this site before tho, so will have to wait and see :)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    £25 paid to family, total still owe them £2000...

    Up super early today as uni essay due and over 2000 words to go :(
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Essay words written 1204....

    Coffee drank... Loads

    Coffee headaches obtained... One

    Why did I think going back to uni was what i wanted to do? More debt and no actual enjoyment, well not today anyway :(
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    £25 paid to credit card with DCA. Cant believe I thought I would clear all my debt by xmas 2013... CRAZY!!

    Although more debt has been added since my first total up and I have been on holiday twice... Ooops, next year shall be more productive. Debt WILL be gone and going to set a realistic savings target for house deposit...
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • *Vikki*
    *Vikki* Posts: 1,303 Forumite
    I had about 6/7k of debt in January 2013. I wanted to be debt free December 2013 but missed the boat to join you all :( Mine is end of January 2014.
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    *Vikki* wrote: »
    I had about 6/7k of debt in January 2013. I wanted to be debt free December 2013 but missed the boat to join you all :( Mine is end of January 2014.


    I've missed the boat too, by about 3k :(

    But think how well you have done paying all that off since Jan 2013 :)
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
  • PloddingAlong:P
    PloddingAlong:P Posts: 89 Forumite
    Well Done!!! I know it doesn't feel like much but that's £50 down!

    Your numbers are amazing now :)
    Christmas Crazy :rotfl:

    Love de-cluttering, to the point I don't really own much anymore. :rotfl:

    2014 IS going to be a good year :j
  • timetogrowup89
    timetogrowup89 Posts: 535 Forumite
    Not much, well actually no debt busting been happening in recent days.. Just realised today I have just been spend spend spend.

    Cant wait until Christmas is over and the newyear starts, will be back in serious debt busting mode!! looking back through my diary I paid off £500 some months, so I know I can manage this again, just become lazy and not done much overtime at work lol.

    Payday on Friday so hope to pay some more off, not sure how much more tho as have a weekend away which I think will be expensive.. :(
    March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 2
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