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Debt free by Christmas 2013!!
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Good news on council tax :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Spent some money this evening on uni books, but these are an investment (thats how im justifying the bloody cost of them anyway!!)
New small goal is to pay some more to family before next pay day... think I will transfer money into my savings account, then when it reaches £50 transfer it to the family debt...
Savings account to go towards family debt 5/50 with 20 days until pay day..March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
I prefer the small goals to the big ones - they are such a psychological booster. Just looking over your numbers in your signature and marveling at how far you have come. Well done! :TCredit Card Freedom gained 14 Feb 2014!!Total Debt Freedom gained 29 Apr 2014!!Savings goal 30/9/23: £72,000/£538,001.....yes I'm serious!Total Debt August 2013: [STRIKE]$21,587[/STRIKE] April 2014: $0!!!!:j0
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I prefer the small goals to the big ones - they are such a psychological booster. Just looking over your numbers in your signature and marveling at how far you have come. Well done! :T
Thankyou. When I first started becoming debt free I did lots of extra shifts at work which gave a huge boost at the start. Not so many shifts available now tho so cant make as many big payments. Hopefully work will pick up again and give me a bit of a boost as Im nearing the end of the road
March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
First piece of uni course work completed, one job applied for, kitchen tidied, but still not counted all my change lying around hahaMarch 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20
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£25 to family...Couldnt wait to reach the £50 lol
106 days until debt free date!
Total paid this month - £430March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
Cant decide how much money is reasonable to take on a city break? I kinda want to take the smallest amount possible as soo in the debt free mind set right now haha.
Was thinking £200?March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
Today have transfered £100 into savings account as start of holiday savings..
And £28.29 in my other savings account to got towards another payment to the family, have decided paying them small amounts does a lot for me, but feels a bit silly, so going to aim to make one or two big payments a month
Still haven't counted that change... Maybe today after my overtime shiftMarch 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
105 days until debt free date... £34.76 per day
It seems so unreachable, but I am determined to get as close to this as I possibly can!! Would even be happy entering a new year with only one debt remaining!!March 2013 LBM so here goes....PAID OFF £6944! Unfortunately have built it all back up again! Amounts to be added up soon! Scare myself into action! 30/05/2018 LBM 20 -
Been a good month for debt busting so far.
You aren't too far away from your magic 50% now Christmas Crazy :rotfl:
Love de-cluttering, to the point I don't really own much anymore. :rotfl:
2014 IS going to be a good year :j0
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