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Vanquis Repayment Option Plan

Hi Folks!

I have finally managed to get my Vanquis Credit Card paid off, and in the process of having my account closed.

However, i received a letter informing me that my "Repayment Option Plan" has now been cancelled because of this.

I was unaware that I had this plan on the account, and would probably explain why i was struggling to pay it off for so long! (Had it since 2009).

Would this class as being mis-sold, and something i can (try to) claim back? As i said i was unaware that this was on my account.

Any advice would be appreciated!

Dougie

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