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multiple £12 fees for same transaction

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  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When you enter what is a credit agreement with a CC company the EXPECT you to know what you are doing. C1 send you an easy-to-understand booklet explaining their charges - I know, because I've got one.
    If so, could you explain the late payment fees, please?
  • SnowTiger
    SnowTiger Posts: 4,465 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    grumbler wrote: »
    If so, could you explain the late payment fees, please?

    Customer misunderstanding what the statement says?

    Let's face it, we're talking about someone who deliberately went over their limit, then wrote:
    Accepting as i say i knowingly went over my limit i question
    a) WHY they allowed it

    I bet OP was relieved they "allowed it" at the time, but obviously isn't happy now the charges have kicked it.

    Last time I saw an over limit credit card statement it said pay x by y, but pay z immediately to bring account within limit. That was a long time ago. Maybe ten years or so.
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