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Nationwide Newbuy DIP

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  • droiderm
    droiderm Posts: 778 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Apologies for replying to my own post again...

    Just had a call from the adviser. Apparently they haven't said no, yet. They are requesting copies of documents, payslips, p60, 3 months bank statements and discharge certificates.

    Am I to get a glimmer of hope up?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    droiderm wrote: »
    Someone did on Saturday, unless Experian is a day out.

    Probably an automated request. Wouldn't be done manually.
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Experience of Nationwide underwriting actually suggests this is a positive sign.

    Looks like 2nd sub keeper has turned into the Honey Monster.
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • droiderm
    droiderm Posts: 778 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Thanks Dave. I am keeping my feet planted in the meantime buthopefully I will have to run naked down the street, as promised to the missus if in any chance they say yes. If they do I will be absolutely astounded.

    I did give up on the football analogy, but love the honey monster :)
  • droiderm
    droiderm Posts: 778 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    It has been 2 WEEKS now since I submitted my DIP.
    I will accept about 1 working dat between when they requested the documents, to when I emailed them in.

    I was supposed to hear last Friday, then COP Monday, the COP Tuesday....

    It's beginning to get annoying. I am in the situation now where I just want to know, whatever the decision.

    Either NW is leading the adviser a merry dance, or the advisor is making things up. It would be so much easy if either party were realistic about the timescales.

    Argghhh!!
  • droiderm
    droiderm Posts: 778 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Just had an email from the advisor.
    I need to send a letter explaining why I went bankrupt, and then apparently they will give me a descision within 48 hours.

    Does anyone have any hints on what I should include?
  • shonzyd
    shonzyd Posts: 303 Forumite
    Sorry i dont have any advice, but just want to wish you good luck!
    Trainee Building Surveyor


    DIP 12/02/13 - Mortgage application 13/02/13 - Valuation 14/02/13 - Valuation OK 22/02/13 - Mortgage offered 05/03/2013 - Completion 22/03/2013

    FINALLY IN MY FIRST HOME    !!! WAHOOOOOOO! :beer:
  • saverbuyer
    saverbuyer Posts: 2,556 Forumite
    droiderm wrote: »
    Just had an email from the advisor.
    I need to send a letter explaining why I went bankrupt, and then apparently they will give me a descision within 48 hours.

    Does anyone have any hints on what I should include?

    Why you went bankrupt? Sounds strange.

    Like "I did not pay my debts"?
  • droiderm
    droiderm Posts: 778 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    shonzyd wrote: »
    Sorry i dont have any advice, but just want to wish you good luck!

    Thanks for that .
  • droiderm
    droiderm Posts: 778 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    It's been over 3 weeks now. I feel it's starting to get beyond a joke .
    Apparently I will find out by end of tomorrow , will believe it when I see it

    Anyone else experienced a dip taking this long before ?
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