11.5.07 what small dfw thing will you do/have you done today?

vixens_mum

Hi all, new to site. We are pensioners, and over the years have built up debts of around £39,000. (Easy done). It got to the stage where we were starting to rob peter to pay paul,couldn't sleep, and the debts not coming down. So in the end we contacted one of the debt companies advertised. They sent out an agent who added up our total debt, how much we had coming in every month, and how much we needed to live on, the remainder we give to (as we call them OUR LIFELINE)and they pay our debts. They contacted all our creditors explained the situation and they were going to be acting on our behalf. They negotiate with our creditors, split the money we give them and pay the bills. I was sorry that I hadn't got in touch with them sooner for help. It will take 5 years, and then we are suppossed to be free of debt. This was back in september, so far all is going to plan, sleep better at night, and our standard of living has improved. Cant buy on the never-never again or have any loans again, a small price for peace of mind. I would recommend this course of action to anyone at their wits end.

planbetter

Am trying to be a good DFW but am struggling to get into the swing of it. However am trying so i have

- made two shepherd's pies and frozen them so when I run out of money in the final week we can still eat and I won't need to take my credit card to Iceland

-made packed lunch for ds and had tin of soup for lunch myself at work

-only given ex dh a tenner instead of a tenner and cigarettes

- gone on petrolprices.com to find cheapest prices but filling up tonight the price had gone up so only put a bit in and will check again

-got to shops in time to buy meat at butchers (2lb of mince for 2 pounds) and veg from veg shop - less packaging and less chance of being seduced by two for one offers