11.5.07 what small dfw thing will you do/have you done today?

hypno06

Good morning people, newbies and old timers! It's Friday :j

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I will/have

- send everyone with packed lunches
- do a couple of hours invigilating
- have a NSD
- do a couple of hours invigilating
- do a matched bet or two ready for the weekend
- make a storecupboard/freezer dinner
- do my banking, paying a small amount off an overdraft as the bank are starting to get twitchy!!

Have a good day everyone x

bobbadog

Morning Hypno!

Today i have:
* made myself and OH packed lunches
* got up early to do some AQA before work (and will this evening too)
* Made a note of our BT account number to get a quote for wireless broadband
* peeled potatoes for fish dinner this evening (i'm lazier in the evenings)
* checked Somerfields offers online as need milk this evening and a few bits (and they have cheap fish, my fave yoghurts and oH's fave juice, so time for a stock up)

Thats it. Hurrah!

GirlRacer_2

Good morning Hypno and Bobbadog and all who follow:

Today I will/have
- checked online banking
- prepared packed lunch for all
- post letters to reclaim some PPI
- piggy comps and clicks

Hope you all have a good day x

ehallett

Morning all

Today I am going to:

Complete 2 mystery shops.
Have a no spend day (apart from the money I pay out for the mystery shops).
Post my Ebay items.
Answer some questions on AQA.
Book my free Cotswolds break for next month.

Have a good day everyone.

Emily x

Karmacat

Hi everyone. Not much today, as I'm out the house for 12 hours at work. But I'll try to take as much of my food with me as I can - difficult not to have *some* fast food when its so long, and I get back so late (11pm). But the slow cooker's on now, cooking the beans I soaked yesterday. Good weekend, everyone.

oops_a_daisy

thank goodness its Friday

right today I have/will be

checked online bank account and noticed a direct debit that is leaving my account that was stopped 2 months ago ( dont know how I missed it ) - will be sorting that out today
didnt get paid my expenses so will be chasing that up too :mad:
didnt get paid money from share sale - another phone call
have appointment with job centre to try to sort out benefits - again :rolleyes:
we will be eating from storecupboard
didnt do filing yesterday so thats back on the list for today

thats all I can think of so far but will check in later.

have a great Friday everybody :j

crawley_girl

Morning folks

Today I:
* will be catching bus to work
* submitting timesheet so that get paid on time!
* eating dinner there for free!
* will be using my free texts and minutes
* may do some work on m NVQ later when I get in from work, but will probably crash out infront of the box!

:heartpuls CG :heartpuls

gemsaysdontdodebtkids

I have

- got chicken breasts out of the freezer for tea, all other ingredients are waiting in the fridge
- bought a lovely packed lunch
- made a list for my Baking Day tomorrow (I do this once a fortnight, scones and things, saves money on snacks)

LookingAhead

Evening all....

* Got a lift to & from work
* Took HM lunch to work
* Had a NSD! :j
* Did C & S online
* Got freebie coffee from Twinings through the post
* Got some freebie chewing gum through the post too!
* I will be looking through my spreadsheet tonight to see what I can do, if anything to bring overdraft down any quicker - wish me luck!

taxi73

Evening all...
Today I have
walked to the bank and deposited money(do this everyday now as saves interest on the OD)
checked online banking
transferred MBNA balance to 0% Barclaycard
closed one halifax CC
had tea from freezer/store cupboard ingredients
hung my washing on the line to dry

Can't think of anything else

KellsBells

Hi all,

I've:

• done piggy clicks
• checked online banking
• accepted a mystery shop
• used clubcard when filling up with petrol
• saved elec by not using hairdryer or tumble dryer
• had just toast at lunch when friday is pub lunch day at work

However, done some not DFW things too -

• Booked 4 yr old (to be) DS birthday party
• treated the boys to Pizza Hut for tea
• Bought afternoon munchies for colleagues

Ah well, least it's been enjoyable!!