Nationwide soft search

Nurse_ratchett

Hi everyone, my bankruptcy was due to fall off my file on 11/3 finally after 6 yrs, ive got a vanquish cc at the moment but would like to get rid for a prime one. Ive been doing the the odd soft search with nationwide cc the first one said 19.9% =£500, the 2nd was 19.9%=1800, and the 3rd was 19.9%=2500.
Do you think its an approval? Also whats worring me is that the credit agencies havent updated there files and my br will still be showing, or would that have gone?
Thanks a lot

guesswho2000

Nurse_ratchett wrote: »

Hi everyone, my bankruptcy was due to fall off my file on 11/3 finally after 6 yrs, ive got a vanquish cc at the moment but would like to get rid for a prime one. Ive been doing the the odd soft search with nationwide cc the first one said 19.9% =£500, the 2nd was 19.9%=1800, and the 3rd was 19.9%=2500.
Do you think its an approval? Also whats worring me is that the credit agencies havent updated there files and my br will still be showing, or would that have gone?
Thanks a lot

Check all three credit ref agencies' files before you make a full application, just to be sure the public information has been removed.

As for likelihood of acceptance, I was accepted with £2000 @ 19.9%, so your soft search result wouldn't indicate a definite no...

zerog

I would wait until at least 6th of May before applying. Keep doing soft searches and see whether the APR drops.