Credit and banking address change

jester99

Hi,

I'm a final year student expecting to graduate this June and have been accepted for a job starting in August. Currently my current account, savings, credit cards and mobile phone bill are all linked to my parents' address as I have been living in a flat at university only during term time.

I will be moving to a new address likely for the next 2 years minimum and was wondering whether moving my bank and credit cards to a new address would have an effect on my ability to get credit over the coming months? Does this automatically transfer my existing good credit report to a new address? I am planning on adding my name to the electoral role at the new address ASAP after moving in.

Thanks in advance!

grumbler

jester99 wrote: »

I will be moving to a new address likely for the next 2 years minimum and was wondering whether moving my bank and credit cards to a new address would have an effect on my ability to get credit over the coming months?

A recent change of address definitely affects your credit score in some degree. All lenders like stability.

Does this automatically transfer my existing good credit report to a new address?

The report is linked to a person, not to an address.