Thursday 14th March - what small DFW things will you do today?

Karb

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning all. Hope everyone is ok today. Hugs to those that need them.

New gf has been staying for a couple of days which has been lovely, but means I have to get up earlier than normal to take her to the station, as she has the same long distance commute that I used to have until I found a job closer to home recently. She went back home yesterday, but I still found myself waking up extra early this morning :mad: The dog thinks its great though because I now have time to take her on an extra long walk before I need to leave for work.

Today I have/will
Shower using free toiletries
Found a penny on my walk
Reuse some of the wrapping paper from my birthday presents to wrap DS's (it's his birthday tomorrow)
Check online banking (should all be ok, and I'll get paid tomorrow)
Take sandwiches to work
Walk to station
Read free paper
Charge phones at work
Free coffee/water at work
Take carrier bags with me and stop at Aldi on the way home.
Dinner from stores (I've taken some chops out of the freezer and have some potatoes that need using up soon)

Think that's it. Have a great day

bt1

Morning!

Thanks for starting Karb - I panicked then when I saw Wednesday! Thought id gine back in time

List for today - very small!

Check bank
Lunch from home
Bought food and drink for college from home
Don't eat college snacks until I get there!
Go to college 6-9
Left purse at home
NSD

I have nothing else to do today!!
Xx

Karb

Sorry bt1. Total muppetry on my part. All this getting up early is obviously confusing me as to what day it is! :rotfl:

determined_new_ms

Morning Karb & bt1 :wave: thanks for starting karb & get you calling your new gf your new gf! :smileyhea very happy for you!

Things for the day:

* [STRIKE]check banking[/STRIKE]
* [STRIKE]work out & update GC spends[/STRIKE]
* [STRIKE]shift some funds[/STRIKE]
* [STRIKE]all meals from stores[/STRIKE]
* [STRIKE]complete job appl[/STRIKE]
* search for vacancies
* paint some skirtings & door frames
* possibly clean windows
* washing on 30 & hang up
* check onepoll
* got a free sample of coffee from Starbucks :T

That'll do me. Habe a great day x

MinnieMousesMummy

Good morning everyone. Karb thanks for starting the thread this morning.

My list for today:

• [STRIKE]Quick shower[/STRIKE]
• [STRIKE]School/childminder runs[/STRIKE]
• [STRIKE]Check bank and pay the rent and write cheque for childminder[/STRIKE]
• [STRIKE]Make packed lunch for ds[/STRIKE]
• [STRIKE]All meals from stores[/STRIKE]
• Catch up with emails Work in Progress
• [STRIKE]Laundry - full loads, empty TD, check airer and move to the ironing pile, do required handwashing[/STRIKE]
• Work - do work that is in for today, look for more work Work in Progress
• [STRIKE]Swagbucks, Swapits, Topcashback[/STRIKE]
• [STRIKE]Surveys (remember to check one poll)[/STRIKE]
• [STRIKE]Check postcode lottery[/STRIKE]
• Avon - [STRIKE]put out some books[/STRIKE], list some items on fb
• Fill in form for driving licence and put in the post - I will need to pay for a new licence but it will mean that I can start to use paypal account.
• [STRIKE]Go to the library to renew books so that I don't get late fines[/STRIKE]
• Studying - do some course work, [STRIKE]look into application status for the courses that I applied for[/STRIKE], look for home study courses I have been acepted onto the courses that I applied for :j (hopefully everything else will fall into place now)
• [STRIKE]Quick hoover around the house[/STRIKE]
• [STRIKE]Take dm home - might need to get some fuel[/STRIKE] Got fuel but saved money as dm gave me money to pay for it.
• Housework - clean and tidy the kitchen, clean and tidy the bathroom (including sweep and mop floors in both rooms)
• [STRIKE]Check electric/gas meter to avoid using emergency credit[/STRIKE]

I think that is everything that I need to get done today so will need to stop watching tv and make a start or I will not get anything done. Hope everyone has a good Thursday x

The_Boss

Nothing at all unfortunately.

We are going to the cinema this afternoon and then grocery shopping, so will be spending today. Although I am going to avoid any rip off cinema snacks.

starnac

Morning all. Thank you Karb for starting us off and :j to new gf staying over

My list today

[STRIKE]Check banks[/STRIKE]
[STRIKE]Tea in slow cooker[/STRIKE]
[STRIKE]Daily clicks[/STRIKE]
[STRIKE]Breakfast and lunch from store[/STRIKE]s
[STRIKE]Heating on low[/STRIKE] (although we've all got colds so that may not happen)
[STRIKE]Make phone call I've been putting off[/STRIKE]
Bit of knitting
[STRIKE]Sort out more boxes[/STRIKE]
[STRIKE]Look into washing balls[/STRIKE]

That'll do for now

Happy Thursday everyone

ziggy2407

Good Morning my lovelies

Karb - Thanks for starting us off today

Hi :wave:to all the regulars and lurkers and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people - and I am proud to call them my friends.

Still off work, but up extra early today as little one too excited for sleep as he's going/gone on a school trip to the Deep in Hull. Still cant speak properly and ache all over so not a great deal planned for today:

Check Banks -
Check swapits -
Check www.freepostcodelottery.com -
General Tidy up - Done
Packed lunch for OH & LO - Done
Sort magazines -
Sort box of craft bits for niece -
Meals from stores -
Update Food Tracker - In progress
Knit or Read -
Bath & early (ish) night-

Hope you all have a great day, love to you all.

C xx

foxgloves

Morning all......and it's SUNNY here!!! Pond still frozen at the moment, but still planning to get in there with net & my trusty marigolds to de-gunk it should it thaw sufficiently!
Penny saving activities today:
*Try to mend pond net rather than spend the vast sum of £1.99 on a new one!
*All meals as per March meal plans. Last of the rubber pork for dinner in a big stew.
*Mr foxgloves is interviewing people all day & remembered to take his coffee bags....which should keep him out of Costas.....
*Still using up freebies today...shampoo, conditioner & Clarins foundation...tiny little sample sachet but has done 4 days!
*Did Body Shop online order to get the stuff I couldn't get last week cos our shop has shut down. Good offer on this week. 40% off non-sale items (Offer code is 'EXTRA'), plus an extra 10% off if you are a 'Love your body' member. Offer doesn't apply to the sale stuff, but I still bought a few bits from the sale as I love the Body Butters & there were some for less than half price (£4.50 or £5 instead of £13-00), inc. the cranberry & ginger Christmas ranges which are good for putting away in the present cupboard. In total, I got £47-00's worth of products for £25-92 & as it was all stuff we needed plus a birthday present, I was pleased with that.
Still to do:
*Sow more lettuce seeds plus more free flower seeds as am determined not to get seduced by garden centres this year.
*Check budgets to see if I can pay a year's car tax this month, instead of 6 months. I do begrudge the extra £12-00.
That's it for today, must go & see if that pesky ice is melting.
foxgloves x

headoutthesand

Morning all. A day at home for me today

Today I:
Stay in bed till lunch to avoid putting heating on
Make SW burgers and freeze some for later
Make SW lasagne to freeze too
Visit local credit union to register
Pay money to CC that OH gave me for tickets I bought last month
Register for evil long with energy company
Going to have a clear out of my bedroom as I have something I can't find but I know it's here somewhere

That's all for now

EchoDelta

Hi all,

Sunshine here too

Here's mine...

- check bank, transfer odds plus £1 to baby fund
- nsd (even though I wanted a snack off the van that comes around offices sooooo badly!!)
- lunch from home
- avoided toll bridge this morning
- started work an hour early to hopefully hit targets this month (slim chance of bonus then)
- charging phone at work

I had a devastating moment this morning when I realised it is Thursday (I'd spent the last few hours thinking it was Friday). Gutted!!

Take care all