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Universal Credit and property on rent

124

Comments

  • princessdon
    princessdon Posts: 6,902 Forumite
    Avoiding taxes and not declaring true income; to get increased income based welfare payments; hasn't helped the country either.

    I agree, because I have no real housing costs, and little childcare costs I could hypothetically pay most of our salaries into our pension. Reclaim CB, gain large tax credits (4 children currently) whilst getting a large pension pot thanks to the government. Because someone can do this, doesn't make it right.

    People who can afford to pay, should, to avoid responsibility is unfair to others.
  • mel48rose
    mel48rose Posts: 513 Forumite
    Uniform Washer
    There seems to be soo many petty and small minded people on this forum. A lot of jealousy goes on around here just because someone is a little well off than u. U don't need to drop snidy comments

    Why should I not claim everything I can I have been working for last 12 years paying into this stupid system
    My house is bought and paid for lady. At least I've never sponged off my parents. I was brought up to stand on my own two feet and pay my way in life.
    If you change nothing, nothing will change!!
  • MissMoneypenny
    MissMoneypenny Posts: 5,324 Forumite
    edited 14 March 2013 at 8:54PM
    plum2002 wrote: »
    Love many, trust few, learn to paddle your own canoe.

    The overly generous welfare payments that were brought in over the last decade and ease at being able to claim them for those so inclined; has meant the rest of us have got tired from pulling other peoples canoes!

    I'm glad more claimants are being made to paddle their own canoe and that "Welfare Britain" is ending.

    We were brought up to look after ourselves, but the country seems to have lost its way and we need to get back to that working to support our own familes. It's a good feeling to pay your own way.
    RENTING? Have you checked to see that your landlord has permission from their mortgage lender to rent the property? If not, you could be thrown out with very little notice.
    Read the sticky on the House Buying, Renting & Selling board.


  • mel48rose
    mel48rose Posts: 513 Forumite
    Uniform Washer
    There seems to be soo many petty and small minded people on this forum. A lot of jealousy goes on around here just because someone is a little well off than u. U don't need to drop snidy comments

    Why should I not claim everything I can I have been working for last 12 years paying into this stupid system
    Kids have over 10K each in savings. Thats gotta be fraudulent trying to hide cash to claim more benefits :eek:
    If you change nothing, nothing will change!!
  • princessdon
    princessdon Posts: 6,902 Forumite
    mel48rose wrote: »
    Kids have over 10K each in savings. Thats gotta be fraudulent trying to hide cash to claim more benefits :eek:

    At the moment it's not. As I said I could lower our salaries to £17000 pa, get over £900 a month in benefits, keep over £100k in savings, and wages of approx £1300 pm (very little deductions) and have the state pay 40% towards our pensions. So if we put £4000 pm into a pension the state would in effect pay £1000pm of that. Plus our other homes.

    Crazy, but above board and many like OP take advantage. Universal credit is starting to address this, but not fully as pensions still allowed,
  • kelpie35
    kelpie35 Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    plum2002 wrote: »
    No, that would be the world wide recession caused by sub prime lending, ie the USA and UK Bankers - but those on welfare are paying the price, and you've fallen for the Tories spin. Well done.

    I certainly have not fallen for the Tories spin, I just can't abide GREEDY people.
  • atlantis187
    atlantis187 Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts
    At the moment it's not. As I said I could lower our salaries to £17000 pa, get over £900 a month in benefits, keep over £100k in savings, and wages of approx £1300 pm (very little deductions) and have the state pay 40% towards our pensions. So if we put £4000 pm into a pension the state would in effect pay £1000pm of that. Plus our other homes.

    Crazy, but above board and many like OP take advantage. Universal credit is starting to address this, but not fully as pensions still allowed,

    How much are u allowed to put into your pension through work?
    Do pension payments have to be declared for universal credits?
  • atlantis187
    atlantis187 Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts
    mel48rose wrote: »
    My house is bought and paid for lady. At least I've never sponged off my parents. I was brought up to stand on my own two feet and pay my way in life.

    How do u know I'm sponging off my parents. How do u know my story?

    If u got nothing usefull to say get off my thread.
  • princessdon
    princessdon Posts: 6,902 Forumite
    edited 14 March 2013 at 11:21PM
    How much are u allowed to put into your pension through work?
    Do pension payments have to be declared for universal credits?

    Plenty of info if you read the documents, as you pay low tax, not likely to matter as benefits higher tax rate payers.

    Plus the equity and savings would negate any benefit.

    I know where you come from at times I feel the same, but its wrong - you can support yourself.
  • mel48rose
    mel48rose Posts: 513 Forumite
    Uniform Washer
    How do u know I'm sponging off my parents. How do u know my story?

    If u got nothing usefull to say get off my thread.
    That's obviously hit a nerve :rotfl:
    Wanted funding to pay for driving lessons when the rest of us have to pay for our own :eek:
    If you change nothing, nothing will change!!
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