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Credit card now in credit

honeypooh1980
Posts: 98 Forumite
I did a balance transfer about 3 weeks ago however on my Mint card they have still taken the monthly minimum payment so now the card is £48.15 in credit.
Is there any way i could get that money back? I would prefer to use it to put towards another debt instead of being forced to spend it. Plus i don't have a pin for the card so it would have to be an online purchase.
Is there any way i could get that money back? I would prefer to use it to put towards another debt instead of being forced to spend it. Plus i don't have a pin for the card so it would have to be an online purchase.
Lloyds CC: [STRIKE]£8651[/STRIKE] £8307 - Barclaycard CC: [STRIKE]£813[/STRIKE] £1208
MBNA CC: [STRIKE]£2712[/STRIKE] £2005 - Mint CC: [STRIKE]£782[/STRIKE] £976
TOTAL Start debt at 10th June 2015 : £12,972 :eek:
Current debt (8th October 2015): £12,496 = 3.67%
MBNA CC: [STRIKE]£2712[/STRIKE] £2005 - Mint CC: [STRIKE]£782[/STRIKE] £976
TOTAL Start debt at 10th June 2015 : £12,972 :eek:
Current debt (8th October 2015): £12,496 = 3.67%
0
Comments
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Hi,
This happened to us a while back with RBS and it was refunded to our account after a simple phone call.
HTH
Froggy x0 -
That's brilliant Froggy. I will get onto them now before my lunch break finishes. xLloyds CC: [STRIKE]£8651[/STRIKE] £8307 - Barclaycard CC: [STRIKE]£813[/STRIKE] £1208
MBNA CC: [STRIKE]£2712[/STRIKE] £2005 - Mint CC: [STRIKE]£782[/STRIKE] £976
TOTAL Start debt at 10th June 2015 : £12,972 :eek:
Current debt (8th October 2015): £12,496 = 3.67%0 -
Cheque for the amount will be with me in next 10-14 days. Couldn't get them to transfer it into my account as i'm with Barclays.
Oh well at least i'm getting the money back.Lloyds CC: [STRIKE]£8651[/STRIKE] £8307 - Barclaycard CC: [STRIKE]£813[/STRIKE] £1208
MBNA CC: [STRIKE]£2712[/STRIKE] £2005 - Mint CC: [STRIKE]£782[/STRIKE] £976
TOTAL Start debt at 10th June 2015 : £12,972 :eek:
Current debt (8th October 2015): £12,496 = 3.67%0
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